62 improvements for our life

rn62 IMPROVEMENTS FOR OUR LIFE 1. Smile at strangers rn2. Identify, admit and solve problems. Don't ignore them. rn3. Exercise at least 2 times per week for 30 minutes rn4. Forgive people - no grudges allowed rn5. When you go to bed, reflect on things that made you happy each day rn6. Stop Gossiping with neighbors or co-workers rn7. Don't steal from your family (or at all) rn8. Volunteer at least 4 hours per month rn9. Don't ever lie (Santa Clause for kids, etc. is OK) rn10. Save for retirement before you budget for the new car rn11. Talk and engage in conversation with the elderly as opposed to nodding and ignoring rn12. Listen more than you talk rn13. At work, ask 1 clarifying question each time someone tells you to do something rn14. Confront people in private rn15. Don't buy something to impress someone else (if a car, buy what works) rn16. If the destination is less than a mile away, walk or bike rn17. Avoid sugar unless it's from natural fruit rn18. Keep your promises like your life depends on it rn19. Play with your kids, intimately, for an hour each day rn20. Show your spouse you love them with actions everyday rn21. No matter who it is, help stranger having a hard time (someone stuck in the snow, etc.) rn22. Secure your house and protect your family rn23. Be involved in your children's school (talk to teachers, get involved in events, etc.) rn24. Keep your friends' secrets, except from your spouse rn25. Splurge and buy yourself something occasionally rn26. Weigh yourself every 2 weeks rn27. Check your cholesterol as often as you go to the dentist rn28. Get an annual physical rn29. Know where your money goes rn30. Learn to wake up without an alarm clock rn31. Take at least 7 days off from work each year rn32. Contribute to your 401K as much as your company matches (at a minimum) rn33. Put your money into an online, high interest account as opposed to a CD or Money Market rn34. Just like Blackjack, don't spend money on equities that you cannot afford to lose rn35. Avoid home equity loans rn36. Don't buy or lease an SUV rn37. Start a college fund for your kids the day they are born rn38. Get your kids on a sleep schedule the day you come home with them from the hospital rn39. Don't buy anything after Midnight (infomercials) rn40. Treat all races equally and teach your kids to rn41. Eating Beef, Pork and Chicken is OK, but wearing a fur coat isn't (OK, that's my opinoin) rn42. Help people in distress or pulled over with a flat tire on the highway rn43. Encourage education, not school rn44. Teach your kids something about business rn45. Clip and use coupons rn46. Reduce TV time to 2 hours per week rn47. Throw a punch when someone throws one first, never instigate a fist fight no matter what rn48. Defend your friends rn49. Treat each of your children equally rn50. Don't smoke or drink in front of the kids rn51. Treat your girl/boy friend friends with respect. At some point, you will feel guilty - even 20 years later. rn52. Never betray a friend, they are hard to come by rn53. Apologize often rn54. Forget regret, move on to something better rn55. Losers are those that settle, don't be afraid to try something new. rn56. Speak your mind rn57. Don't put all of your money into a single mutual fund rn58. Don't buy anything hoping to impress someone rn59. Try not to buy into any adjustable rate mortgages unless you know what you're doing rn60. Check your credit report every 6 months rn61. Never co-sign for anyone rn62. Don't loan friends money unless your are willing to lose the money and possibly the friendrn