How Payday Loans Work for People on Disability
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Can I Get a Payday Loan If I am on Disability?
Most people assume if they are on disability they will not qualify for a payday loan. However, in some cases, people who are receiving disability payments as their primary income source may qualify for an online payday loan.
Things to Remember While Applying for Payday Loans on Disability
- Never, ever talk to phone callers who are directly calling you to provide you a loan.
- Even more importantly, never pay anything “up front” for any kind of loan. These are always 100% SCAMS.
- Remember that even if you qualify and a lender wants to provide the loan, you are under no obligation to accept that loan.
- If you are not comfortable with the costs and repayment terms, you should not accept the loan.
- Always be sure you can pay back your loan on the schedule provided to you by your lender before you agree to take the loan.
- When applying online, you’ll simply need to state your source of income and the amount you receive each month.
- Every state has different laws related to cash advance loans, and some states do not allow them. Be sure to check your state laws (you can easily find them online).
- At least 18 years of age
- Have a current bank account
- Provide proof of your income even if it is a disability check
If you apply for a loan and are connected to a lender, i.e., you are pre-qualified, and the lender is interested in lending to you, be sure to ask them about all terms and conditions of your loan.
Payday Loan Process for People on Disability
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