Article

New Payday Loan Law Goes into Effect in Ohio

Topic: Financial LiteracyPublished May 22, 2019

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Payday loans are a great option to solve short-term financial needs, but high interest rates or fees and short repayment time makes it difficult for borrowers to repay the loans on time.

Online Payday loans are going to be replaced with short-term loans featuring limitations on interest rates and fees, and a longer repayment period.

What Does the New Payday Loan Law Include?

The new law regulations and standards include:
  • A borrower can take only one loan at a time from a lender.
  • The new law has set restrictions on the amount borrowed from one or more lenders on various loans.
  • Fees and interest rates too have some limitations under this new law.
  • Source

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