Clayton Moore
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Helping You Plan a Financially Secure Future Expert
Clayton Moore Quick Facts
- Main Areas
- Financial Coach
- Career Focus
- Author, Financial Coach, Property Developer, Business Owner, Personal Growth
For a few years I loved my job and loved helping people realize that they could do more with their money and create more financially secure futures. However, after a number of years it dawned on me that the choices I had as far as advising people to create more financial security were very limited within my role as financial planner. I could also see that most of the traditional financial products were quite frankly not working for most people in the way that people thought they would. I realized that the financial products I had been trained to sell by the bank were not creating financial security for people. I also realized that my very own financial security was at risk long term. Even though I was a member of my company’s pension scheme I had realized that the whole notion of having to work for this company for 40 years in order to receive only two thirds of my basic salary (I was earning as much again in bonuses but these were not eligible towards my pension) for the rest of my life in retirement was just absurd. This just didn’t make sense as a long term financial plan for my life. Worse than my own financial security being at risk I could also see that there were many people who didn’t even have the so called security of a company pension plan and that for these people they needed to take responsibility for their own financial future. However, most people I came across were either not saving anything at all for their future or, if they were saving, were not putting aside anything like the amount they required to build up even a basic financial security later in life. My passion for helping people understand the issues surrounding financial security was lit and I decided that I was going to leave my restricted job as a financial planner and start my own business to help as many people as I possibly could create more financial security in their lives. I also realized that it was now up to me to build up my own resources in order to become financially secure when I retire and so I decided that rather than hand my hard earned money over to financial institutions to save for my retirement I was going to invest myself in assets that would grow long term and create the financial security I desired. So, my life had turned and I was now a business owner, an investor and financial coach rather than an employee and so-called financial planner. I have created ‘Your Money Puzzle’ and ‘Mastering Financial Success’, as a way to share my understanding of personal finance and enrich the lives of millions of people by guiding them to create their ideal lives. I hope I can be of service to you and feel free to contact me at anytime if you need assistance.
You can reach me at clayton@claytonjmoore.com Good luck and best wishes Clayton J. Moore
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Article
Predictions for the Property Market
Whilst Britain and the USA are battling through some of the toughest economic battles they’ve ever had to face, many are speculating about the value of property and whether prices will ever recover to the levels seen a couple of years ago. Many would-be property investors may have been scared away from putting their cash into property. However I say that property is still an extremely powerful investment and the best way for many people to create future financial independence.
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Property or Pension - What's Best for Your Retirement?
There is currently a pension’s crisis in many parts of the world, with those close to retirement facing the prospect of having to stay at work or retire with a less than adequate pension income. The fact is that pension deficits are growing and surpluses are shrinking. The other problem is that people just aren’t saving enough for retirement. 63% of Americans openly admit they don’t save enough and in the UK estimates show that 46% of the nation’s workforce is not even contributing to a pension plan.
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Stocks, Business or Property...Which Assets Should You Choose?
If you want to create financial independence and one day lead the lifestyle you’ve always dreamed of then building your own assets is the only way to do this. People mistakenly believe that their belongings are assets. But these are in fact liabilities because they cost you money. Your car, your computer, even your home is a liability because it costs you money to live in it because of all the bills you have to pay to occupy it.
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The Reality of Property Investing
Property investment is one of the best ways of creating wealth and securing financial stability for the future. Even during the current economic climate property is still an excellent investment, yet it’s also important that new investors understand the reality of the business and any potential disadvantages. And this is where anyone hoping to invest in property needs expert advice. Firstly property could be termed an “illiquid asset.” What that means is that if you want to release cash quickly, it can take some time before you get your hands on it.
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Are You in Control of Your Finances?
You may think that you have a firm grasp on your assets, spending, debt and future financial status... however you could be in for a huge shock after reading this article. The fact is the average person is deluding themselves when it comes to their financial future. If you save regularly, ...
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Money Secrets of the World's Wealthiest
If you’ve ever wondered why the wealthy just seem to get richer, while the rest of us slog away at work and never seem to make any serious cash, then keep reading. The secrets of the worlds wealthiest have been exposed and once you understand these principles you’ll see why they seem able to ...
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Pension Focus: The Reality for Your Future
You may think you’ve got your retirement covered financially because you diligently pay into a pension every month. Your financial adviser may have offered you what looks like an excellent pension deal... but have you actually sat down and analysed the figures? Say you retire at 65 and live ...
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Retirement Security? Or, False Sense of Security?
You may believe you’re doing the right thing by making contributions on a monthly basis to a pension scheme. But do you actually know what’s happening to that money and how much you’ll get back when you plan to retire? You may have been sold your personal pension plan by a financial advisor but ...
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Think Your Way to a Richer Life
You may believe that statements such as this are nothing but “new age” nonsense. How can we possibly think ourselves rich? Surely we actually have to do something, physically, in order to create the riches we’ve always dreamed of? But ask yourself this... is your life full of riches now? Do ...
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Why You Should NOT Repay the Mortgage on Your Home
The traditional view of a mortgage is a loan to buy your home, which you spend the next 25 to 30 years paying back, with interest. Finally, close to retirement age, you’ll be free of this debt and will own your home. Here’s a more radical approach: Mortgages are a key tool that can help ...
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