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Bank Clerk Recruitment

Topic: Career DevelopmentPublished July 15, 2011

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Banks offer a large variety of jobs. These jobs provide a handsome pay and exciting additional incentives. This has made banking sector, one of the most coveted career options in today’s time. One thing that puts it above the rest is that in order to be a part of any bank, you need not have a particular academic background. Candidates from any academic background can be a part of the jobs offered by the bank. One of the most respectable jobs offered by banks is of a bank clerk. Exams are held for recruitment as a bank clerk. These exams are challenging, covering a huge syllabus and tough question papers. Out of the thousands candidates only a few competent ones are selected and further recruited in the respective banks. Banks have become an inevitable part of our lives. Almost everyone depends on the banks to carry out necessities of our lives with ease. The major responsibility of the bank is to keep a record of all the transactions made by various customers. From taking a loan to cashing a cheque, everything requires maintenance of records; a bank clerk undertakes this responsibility. He/she ensures that the functions of the bank are carried out smoothly and there is no confusion in the records of the customers, who trust them blindly. There are various types of clerks in a bank: Exchange clerks: work on international accounts; translate foreign currency values, etc. New account clerks: open and close accounts for the customers. They also answer the queries of the customer, if any. Interest clerks: they record interests owed to the bank on loans or any other investments and record accounts due to savings account customers. Loan clerks: they deal with recording of all the information regarding the loans. Statement clerks: they prepare the monthly balance sheet of checking account customers. Security clerks: they record, file, maintain bonds, stocks and other investment certificates. They also maintain a record of dividends and interest on these certificates. There is one exam for clerks; however, they are further trained to carry out the various functions in a bank. High education is required to apply for the post of bank clerk with basic mathematical skills and computer literacy. The salaries of the clerks vary depending on the various functions that they perform. In order to Recruitment in banks as a bank clerk you need to score well in both the interview and the exam.

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