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Car Accidents Cause More Than Dents

Topic: InsurancePublished April 2, 2012

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Incidents of car accidents can cause more than vehicle dents; they are one of the leading causes of property damage, personal injuries, and deaths and are therefore a major source of insurance claims in the US. Even with today’s advancements in car safety technology, the number of car accident fatalities continues to rise. Legally, a car accident occurs when a vehicle (sedan, truck, commercial vehicle, etc) gets involved in an event that may, directly or indirectly, cause property damage, physical injury, or death. What are some common causes of car accidents? In big states like New York, where thousands of vehicles shoot through the city roads, incidents of car accidents are difficult to avoid. There are several factors contributing to these accidents, below are just some of them: • Traffic law violations: Common violations include, but are not limited to, speeding, improper lane-changing, and tailgating. • Negligence of driver: Most traffic violations leading to vehicular accidents are caused by driver negligence. Factors contributing to this negligence include distractions (eating, cell phone use, etc), drowsiness, fatigue and intoxication (medications, alcohol, and drugs). Note that accidents caused when driving while intoxicated are not just a simple driving violation – it can also be used as grounds for civil suit. • Equipment failure: Mechanical failures often involve worn tires, faulty brakes, suspensions and steering mechanisms out of alignment. Upon further investigation any one of the following may be held responsible for the failure: owner or driver of the car, the mechanic, the auto repair shop, or the car manufacturer. • Road conditions and design: When road conditions contribute to vehicular accidents, sometimes the municipality is the liable party. For example, a pothole which indirectly caused an accident has gone unrepaired for a particular length of time. If you need legal help with an auto accident claims like this. It is important to understand specific rules and time limits involved when filing a car accident claim against a government entity. When do you need a personal injury lawyer? Most insurance companies handle routine car accident claims in New York City (NYC)when no personal injury claim is involved. For accidents involving serious damages to an individual and medical injuries are involved, the assistance of an attorney who handles NYC personal injury cases may be required. A vehicle accident lawyer in upper Manhattan can help determine and facilitate the filing of these claims and any compensation you rightfully deserve in cases when: • Your insurance company doesn’t want to pay the full cost of medical expenses, property damage, lost income, etc. Typically, these types of claims are in “no-fault” states against insurance companies. • The insurance company keeps on delaying the claim settlement. • The insurance company is denying a claim for certain reasons (e.g., their client is not at fault or that their client’s policy does not include sufficient coverage of the accident). • The party or parties at fault don’t have insurance.rnFor many auto accidents in New York state outside of the NYC jurisdiction or a car accident in Mount Vernon, you should always consider hiring a personal injury lawyer that is familiar with the local laws of the county where the accident occurred. Navigating the legal system is hard to do without the guidance of a personal injury compensation lawyer by your side.

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NYC personal injury cases involving motor vehicles are best handled by vehicle accident lawyer in upper Manhattan who understands car accident claims in New York City . The Law Offices of Stuart M. Kerner handles car accidents in Mount Vernon, The Bronx and provides legal help for auto accident claims throughout New York State.

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