Article

How to get a good credit score

Topic: Financial FreedomPublished May 15, 2012

Reader stats

762 views

Article rating

No ratings yet

Reader rating appears publicly after enough eligible article ratings.

Rate this article

Sign in to rate this article.

Sign in to rate this article

Not all people realize the importance of their credit score. They often neglect the basics of maintaining it and just enjoy using it to their hearts content. All that happiness with your credit will be lost in the end if you don’t take care of it as early as now. You may forget about paying your bills and soon after that, your account will be up for closure. A lot of people don’t know how a good credit score can help them with their lives. So in order to get a good credit score make sure to do the following.

1. Pay your bills on time all the time- The number one rule in credit score boosting. Seems easy doesn’t it? But because it is easy, most people forget about it. And when there you miss paying your bills, you’ll end up hurting your score and polluting your credit report. It will also leave a mark on your report for 7 years or more and you can’t remove them just by paying them off. Here’s a tip, if you have a little extra moolah, try to pay more than you can. It will help you finish it off faster and it’ll give a positive effect on your on your record too.

2. Check your credit report regularly- In order to have a good credit score, you must keep track of it consistently. You have to check it for false claims or errors which may affect your score. Banks or lenders or even the company you are applying to would often do a credit check and if they see that you have a lot of bad marks (even though they may be false) then you won’t be getting what you are rooting for.

3. Use your card sparingly and wisely- Remember that you don’t have to use your card all the time. Try to pay in cash whenever you can, it’ll minimize your credit balance. But don’t forget that you have to use your card too because you won’t gain points if you don’t. Just remember to stay below the limit, at about 20 to 30%.

These are just the most common ways on how you can improve your credit score. There are other ways for you to do so, try to keep an open mind. Just put in a little good faith effort and you’re all set.

Article author

About the Author

Get free credit check and credit scores now and keep a track on your credit history before making any big financial decision.

Further reading

Further Reading

4 total

Article

Value Added Tax has emerged as the major player in UAE's financial ecosystem thus making compliance a top priority for all businesses regardless of their size. Ensuing VAT directly influences the company's sales and the money that flows in and out, proper internal communication with the tax authorities becomes a necessity. Lots of firms that are active in the Emirates want to get the exact picture regarding the registration minimum, the tax return due dates, and how long to k

February 6, 2026

Article

Lottery systems have been part of public culture for many years. While many people see them as simple number draws, there is actually a lot of structure behind how these systems work. Today, digital platforms are playing a big role in explaining lottery systems in a clear and responsible way. Informational communities related to TOTO are a good example of this growing trend. Instead of focusing on participation, modern readers want to understand rules, systems, and transparen

January 28, 2026

Article

The Quiet Surplus in the Medical Cabinet In many households across the country, a quiet accumulation happens behind the closed doors of bathroom cabinets and bedside drawers. For those living with diabetes, managing the condition is a logistical feat that involves a constant influx of sensors, test strips, lancets, and infusion sets. Because health insurance often ships these supplies in bulk, or prescriptions change unexpectedly, it is remarkably common to find oneself with

January 21, 2026

Article

In today's financial landscape, asset-backed borrowing is offering individuals more adaptable and inclusive options than traditional lending. Asset-ready borrowers—those who own or hold equity in high-value assets—can secure loans with greater speed, accessibility, and control compared to unsecured alternatives. Faster Access and Personalised Options Asset-backed loans are typically faster to process because lenders are primarily assessing the value of the collateral rath

November 27, 2025