How to invest in Mutual Funds in Delhi online?

One of the biggest conce
of today’s internet savvy investors is that how to invest in Mutual Funds in Delhi online? Currently, we will find many such options. But which one is best appropriate to you?
1) Through Agents or Brokers-This is a typical way of investing in Delhi since long. In this option you choose the agent and calling him, he will come to your doorstep and fulfill all essential formalities like collecting necessary documents for KYC purpose, taking signatures and submitting the forms to respective mutual fund companies. You no need to bother about processing part. He will earn commission straight from mutual fund companies which are familiar against your NAV. Hence, you will not notice the expenditure part in your account statement too. But in reality, if you stay invested for long then he earns more than any insurance agent.
The mutual fund commission is prearranged in such a way that if you stay long and invested amount grows well then your agent will also earn more. But nothing is free in this world. Hence, if your agent is providing service like completing all official process related to processing, helping you in choosing the right fund based on your requirement and providing you the post-investment service too, then I don’t think you can stay away from his/her service, especially new investors who does not know about fundamentals of mutual fund. But the query to be asked is, whether he is capable of as long as all service to you or just acting as courier agent who delivers your signed copy of documents to mutual fund companies is question you need to check out before going with any agent or broker.
2) Mutual Fund Companies-All mutual fund companies offer you to invest directly. The mode of investment first you need to download the forms, submit it with filling and submitting the necessary documents (if KYC not done previously). Once the folio (it is like your bank account number and will be unique) generated then you can invest online. Here there are two options for you to decide. One is a normal plan where distribution expenses are adjusted to NAV and another format is Direct Plans where there are no distributor expenses and cheaper to normal plans. The detailed difference is already written by me in my previous posts about Direct Plans and how one can opt for direct plans.
3) Through Online Portals-Many have a great fallacy that investing through online portals. But still, this type of investment is as much as like choosing the broker (who is not charging you any upfront commission directly) or investing through mutual fund companies’ normal plans.
These online portals even though not charge you anything upfront as cost, but still they bring together the commission from mutual fund companies and will be adjusted to your NAV. This option is best to those who are looking for investing online, convenient for tracking their investment and one point of a solution to all your investment quarries irrespective of mutual fund companies. But the cost wise considering, this type option still costlier to DIRECT Plans.
4) Through online Demat Accounts– This type of investing is through your demat accounts where you use this account for your stock trading or holding stocks. These stock brokers such as ICICI Direct, HDFC Securities or Sharekhan offer you investing in mutual funds. But usually, each SIP or investment is charged here directly from your investments and also they receive the commission from respective mutual fund companies. So even though this option seems to be online but costlier than the option of Online Portals. So in my view, if you are a totally informed investor (it is hard to judge one’s knowledge himself