I am in my 50-60s. I don’t need a financial planner… or do I?

Are you asking yourself these questions? Maybe you need to look at seeking financial advice from a trusted professional. rnWe are getting olderrn• I need to look at aged care; I don’t know where to start. • Need aged care for one of us, and don’t want to sell our family home. Investing • I’ve just retired and I’m worried my money isn’t going to last long enough. • I think I have enough super but now I’m not sure. • I have received an inheritance/ windfall and need help working out what to do with it. • I want to start a self-managed super fund. Protecting what we’ve gotrn• I seem to pay an awful lot for insurance; can you review what I’ve got? • Do I have wills in place? Parents are getting olderrn• Parents need to look at aged care; I don’t know where to start? • I’d like to help talking to my parents about their wills, I’m worried the arrangements they have in place aren’t optimal! • It’s likely I’m going to inherit a serious amount, I’d like to plan now how that will work! Career • I hate my job but I’m not sure I’ll be able to get another one. How long until I can retire? • I want to take my career break but not sure I can afford it. • I plan to retire soon am I going to have enough money? • I would like to partially retire, but I’m not sure I can afford to. • When can I retire? • I’ve been offered a great job, but I will have to take a pay cut (at least for a while). Can I afford to take the job? • We are looking at a move overseas for work; need to get our finances in order. • When will I have enough income from my investments that I don’t have to work? • Can I retire early and still have enough money to live on? rnIn addition, here are some other areas financial planners may be able to help you with:rnGoals, values and desires: We empower you to understand and express what you want out of life, visualising and documenting goals, values and desires putting a level of importance and urgency around them – critically- aligning these to your budget. Debt plan: We coach you through how much your debt is costing you, the differences between good and bad debt, implement a better debt plan to secure financial freedom and reduce financial burden quicker.rnPersonal Family Protection Plan: We’ve walked a mile in your shoes. Kids, debt, education, the challenges of getting ahead. Making sure you have a sound family protection plan ensures your income, lifestyle and family are number one and your dreams never waiver. Super is super: “Superannuation” is an ugly word. But super is super! Do you have any idea how it’s being invested? We dispel the myths and help you understand how you can fund your retirement.rnGet a bloody will… Got a house? Got kids? Get a bloody will. Sounds simple – but if you have young kids, and family overseas or interstate – you need to consider who will be their guardians if anything happens.