Piggy Bank - Is Not It Time To Put Some Brothers And Sisters?

Lately I have been reflected in their financial habits, good and bad. Looking back at my past and present, I wanted to make improvements in the future. I noticed that I never thought that would be budgeted for certain products or categories very well, things such as emergency, entertainment, or a new home. It seemed to be difficult, because all of my expenses were commingled in one account and I found myself always comes with some reason or another, to dip into the money set aside for other things. And so I was never too successful to save those things.I noticed that my adult Account (average bank account) was very like my childhood at the expense - "Piggy Bank". Everything was put into one account, and certainly not systematically organized or individually. I am sure many of us had a piggy bank of some kind when you were a kid, and remember, this was our first savings account to begin. Every week we get our weekly allowance and then we stuff our savings into the piggy bank, shake it vigorously, and listen to rattle around inside the coin. And then at some point we will empty it all out and spend it all on the latest toy or desire that we want. Sound familiar? Well now, as adults, it seems like we end up doing the same thing, only the adult version - we put all our money into a bank account (our adult piggy bank). I was having the problem have been developed for items such as emergency, entertainment, business costs, new homes, new cars, etc. These issues are mixed in the same account with my account, I never seem to be able to distinguish other things and so I do not think saving as I should ... or at least ... I want to do.And so this has brought me to my solution (at least for me - maybe you have another way that works best for you). I have opened three more inspection reports, and each with their own savings account. First accounts for emergencies and auto related. You know ... when the car breaks down or need to spend $ 100.00 for each tire or mechanic tells you that it cost a billion dollars, and you almost died of a heart attack. Or, when it comes time to replace the whole car? Fun stuff like that. Second account was that I got the nick name of "family entertainment" account. This is fun. I'm tired of not having any money to take his wife or from where it wants to see his family ... and telling her "sorry ... we do not have the money right now." The reason why I will never be the money, I just did not have the budget for it. And now that it was intended to change that! And I do not use credit cards! I want to save up to fun not to go into debt as a result. I created a third account has been in business, charity and fund raising. It may seem strange mix at first but I ... it seems many business people to network as a charity event or some kind of fund raising social gathering. But if you never have the money to take part ... then ... you never participate. And so I decided to budget and make it part of my marketing strategy, plus it is a charity right? Win, win. Now ... I'm starting to save and how to score again in the future will be able to attend.Do you have other dreams and hopes of a new home as I do? Then maybe add another savings account for that dream as it happens. And dreams can come true ... if we budget for them, and systematically put money into these funds. And this brings me back to the lonely piggy bank ... all by itself. Maybe we should give our kids a little piggy bank and appoint each of its one end. So, for example, a piggy bank for fun, one for education (college), and one of our dreams for the future. And so our children can still play with a piggy bank, but to save the other banks in the future ... so they can have a future and live your dreams. These are just a thought .... The idea ... so if you have any better ideas ... that is awesome! And I would like to hear it! I think when we are able to share new ideas or new ways to build a better future, then we could all benefit by sharing their ideas, even if we disagree with them. I think that when I hear about a new idea of ??it makes me start thinking about more ways this decision. I'm always trying to find a better way to supplement their family's future ... but not to go into financial debt, or credit card debt, but not to me is the total destruction of credit. It is my wish that we all have the ability and opportunity to live life imaginable.