Teachers Need Insurance.

No matter what or who you teach, you are putting yourself in the firing line each time you stand in front of a room filled with people. Even one-to-one tuition can also come with its own hazards, so it is definately worth protecting yourself with teacher’s insurance. A teacher insurance policy will cover you if you teach a night class or provide private tuition. It is created for companies or individuals who offer such things as music lessons, training coarses for secretaries or other similar services. Whether you have your own premises, teach in a pupil’s home or provide lessons elsewhere, getting liability cover is a great idea. Teacher Employer’s Liability Insurance: If you are a private firm that employs teachers, you must have employer’s liability insurance. This is a legal requirement and will protect you if any of your employees bring a claim against you. If one of your teachers are injured while at work or suffers a work-related illness, you could potentially be held responsible. Make sure you have adequate cover as not only is it against the law not to have employer’s liability, you could also suffer huge financial loss if a claim is brought against you. Finding the right fit: You will know from your teaching experience that no two students are the same. It is like that with teachers’ insurance too. Each teacher or tutor will require a policy that is individually designed for their needs. We will help you find the right cover which is suited to your line of work. Even when you have been teaching for years, there is still a chance that something could go wrong, so having teacher’s insurance will always be there to help you out. And you do not just have to be standing in front of a class to qualify for teacher’s insurance. Our cover is offered to tutors, NVQ assessors and trainers. You can take out cover as an individual or for your company if you employ a number of teachers. There are many features of a teacher’s insurance policy that you need to think about. Here are a few to take into account: Public liability insurance: This is to protect you against claims made by members of public against you. If someone is injured as a result of your teaching work or has their property damaged, they could make a claim against you. The minimum public liability cover you can get is for £1m, but if you work for a company who provides teaching services, your employer may insist on a higher amount of cover. An employer running a school, college or private company can avail of up to £10m worth of cover. This may be required for work carried out in the public sector. Professional indemnity insurance: