Article

Top 3 Personal Finance Apps in 2019

Topic: Personal FinancePublished May 6, 2019

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How to make personal finance easier and improve your financial discipline? Are there any tools or apps which can make this task easier? If you’re asking these questions and are looking for a list of the best personal finance apps, you’ve come to the right place. In our article, we will present and analyze the three best personal finance apps for 2019. Enjoy:) Many people who wish to finally improve their personal finance and add more discipline to their financial lives find that it’s not always easy. This is especially true when it comes to tracking expenses, budgeting, savings, etc. These things can often require much time and effort. Luckily, there exist a few noteworthy tools which simplify these tasks. You don’t have to hire a dedicated mobile development team to build a custom app for you. In the recent years, there have appeared numerous personal finance apps for different purposes ranging from budgeting to buying cryptocurrency. With so many apps available, it becomes hard to decide which apps are worth a try. For this reason, we have created this list of the best personal finance apps for 2019 so that you don’t have to download and try out every possible finance app that exists: MintrnQuickenrnYou Need a Budget (YNAB) We will go through each of these in detail below and explain why they deserve a place on our list. rnMint (Budgeting and Much More)rnMint is one of the best known financial apps out there. Founded in 2006 by Aaron Patzer, it started out as a web-based personal finance application. Since then it has grown to become one of the most popular personal finance apps for both iOS and Android. Here are the key features it offers: Bill trackingrnBudgetingrnInvestment trackingrnFree credit scorernTipsrnAlerts and reminders Basically, you can track all your bills and expenses from one place as well as easily plan your budget. The app will remind you whenever there is an upcoming bill or any other sort of payment to be paid. Its functionality is too wide to describe here in detail, so if you’re looking for an ultimate all-in-one solution, Mint may be worth a try. rnQuickenrnThis is a good option for easy budgeting and tracking of expenses. Here are its key features: Recording transactionsrnStoring receiptsrnOverview of spending, budget, transactions, etc.rnInvestment tracking Quicken’s functionality is smaller compared to Mint. Nevertheless, it may be a great option for those who need quick and easy budgeting and expense tracking. rnYou Need a Budget (YNAB)rnYNAB is one of the best apps for budgeting. It is always with you wherever you go. Even if you don’t have your phone with you, you can use your Apple Watch (YNAB seems to support more platforms than any other app). Here are its main features: YNAB’s own four-step budgeting methodrnSharing optionsrnGoal setting and trackingrnReports and analyticsrn24/7 support If effective budgeting is all you’re looking for then YNAB may be just the right fit. rnFinal WordsrnWe hope you found our list helpful for choosing the right app. Personal finance and financial discipline are so much easier with the right tools. Nevertheless, remember - no app can do all the work for you and substitute discipline. Effective management of personal finance still requires diligence and discipline.

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