What is the IFS Code of ICICI Bank?

ICICI (Industrial Credit and Investment Corporation of India) Bank is one of the biggest multi-national public sector financial and banking service companies of India. It has more than 4,000 branches and around 14,500 ATMs across the country. It was the second largest bank in terms of assets and ranked third in terms of market capitalisation as per the 2014 reports. The bank has presence in 18 countries apart from India. It has been serving masses for more than two decades in a highly efficient manner and is among some of the most trusted banks of the country. IFSC or Indian Financial System Code is an eleven character alpha-numeric code which is used while carrying out online transactions through NEFT, RTGS and IMPS. The first four characters of this code are alphabets that represent the name of the bank. The fifth character is compulsorily zero and is marked for future use. Last six characters of the code are the branch’s code. The IFS code is generated by the Reserve Bank of India and every branch of every bank has a unique IFS code. Online transfers related to any account being operated in a specific branch would need the IFS code of that branch before the transaction is processed The IFS code of one of the branches of ICICI Bank is ICIC0000610 that represents the Gurgaon - Cyber Greens branch of the bank. Here ICIC represents that the branch where the account is opened is of ICICI Bank. The last six digits 000610 is the branch code of the Cyber Greens branch within the ICICI Bank. All account numbers in this branch will start with the same six digits. Whenever a transaction request in an account opened here is placed online, the payment gateways approve it after verifying the IFS code mentioned by the payee while making the transaction. There are different ways to find out the ICICI Bank IFSC codes. Some of those are listed below: 1. Bank Account’s Passbook- IFS code of the home branch is mentioned on all the passbooks of bank accounts that are opened in that branch on the first page along with other relevant details like name, account number, CIF number, MICR code, permanent address, etc. 2. Cheques- All cheques associated with the account have the IFS code of the home branch mentioned on the leaf. Any user who wants to find out the home branch details can use the code mentioned on the leaf. 3. iMobile App- The account holder can check his branch’s IFSC code on the official mobile app of the ICICI Bank in the passbook section. 4. ICICI Bank’s Website- In order to find out the IFS code of a particular branch, the user can also visit the ICICI Bank’s website Page. Either the user can enter the branch’s name manually to get the IFS code or he can enter the state and city name to get a list of branches of ICICI Bank. He can then select the concerned branch from this drop down list to get the IFS code of the branch. 5. Third-party Websites- There are a number of third party website that display the IFS code of the branch quite easily. The user just has to enter the details to check the IFS code of the branch where his account has been opened. IFSC code is provided to each branch of every bank that carries out its operations in India. Be it a local, private sector, public sector or an international bank, RBI issues IFSC to every branch that participates in online transactions. However, if any international transaction is to be done, SWIFT code still remains the best option.