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What’s the Difference Between Statement Balance and Current Balance?

Topic: Financial LiteracyPublished November 19, 2019

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Whenever you check your credit card balance, you will be presented with two balances, a statement balance and a current balance. These balances are different and can be confusing, especially when you are trying to find out which balance you should pay first to avoid interest charges and improve your credit utilization ratio. Statement Balance Vs. Current Balance Your statement balance is the amount you owe on your credit card at the end of your previous billing cycle. Your current balance is the total amount you owe on your credit card account up to date. You need to pay your statement balance in full on the due date to avoid interest charges and current balance in full to improve your credit utilization ratio. Learn more: What’s the Difference Between Statement Balance and Current Balance?

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