When You Buy Car Insurance You Buy an Idea

Every daily routine offers some comfort, pleasure, and security. Turning the ignition key and knowing the car will start, is one of these. Having Car insurance enhances the feeling, even if you never think about it until you need it. Buying a car can be exciting. You imagine yourself driving a certain vehicle; you can picture washing it on a Saturday morning. You may argue with another family member about where it will be parked before you even buy it. You will never have an argument about who gets to take the vehicle’s insurance to work. The car itself is tangible. Car insurance is peace of mind. The First Experience of Peace You find the car of your dreams. How much thought went into the purchase of insurance coverage? If you are like most people, you thought a lot more about the vehicle. When you went to the insurance office, it was on the day you planned to take delivery of your new car. You were a little nervous, trying to get everything done on your lunch break, or maybe you took a personal day just so you would have time. If you have a good insurance agent, you heard what the protection covered, and discussed deductibles, etc. You chose an option. You knew that you would not have any problems getting the tag. You bought car insurance, and some peace of mind. Owning the Car vs. Owning its Insurance The car of your dreams kept you awake at night until you made it your own. Now that you actually own the car, you worry about what will happen in the parking lot. “What if some careless kid slams his door into mine?” You take the new car out of town on a beautiful spring day. The sky clouds up. Now you start to worry that it will hail. You may love the car, but it is not providing any peace of mind. What if your worst fears come true? You come out of the store, and find that your baby is dented. You call your agent. He tells you how to proceed. Your car insurance is going to help you make everything alright. Owning your dream-car is only causing you stress; your insurance provides the peace of mind you need. Brake Light Problem You are enjoying your morning drive to work, sipping coffee while listening to the news. Suddenly, you notice a police car behind you. The lights are flashing. Quickly, you check your speed while stepping on the brake--just in case. You pull to the side of the road. You reach for the folder your insurance agent gave you. The officer explains that your brake lights aren’t working. He wants to see your driver's license, registration, and insurance. You breathe a sigh of relief as you hand over your proof-of-insurance. The stress caused by your car has again been counteracted by the peace of mind provided by your car insurance. Most drivers don’t show their insurance policies to friends. They don’t wash them on weekends, or worry whether a blemish will buff out. A daydreamer may go into a trance picturing a cruise in a certain green Camaro, but the only time he loses sleep over car insurance, is when he has none. Insurance is beautiful, intangible, peace of mind.