Why You Need to Invest in L&T India Value Fund?

Many investors want to bet in quality stocks but could not afford to do it because of the high valuation of such stocks. But mutual funds are made for those investors who dream to invest in such stocks. One of the funds, where you can invest you can in top valued companies is L&T India Value Fund. The fund is an offer by L&T Mutual Fund, with a portfolio consisting of various value-oriented companies. The details of the fund have been discussed as under: About the Fund: L&T India Value Fund was launched in the year 2010 and has the AUM of Rs 7,648 Cr as on Jun 30, 2018, with an expense ratio of 1.94%. The portfolio of fund comprises 95% of equities and the rest 4% invested in debt and money market instruments to keep the minimum liquidity in the fund. rnThe average market capitalisation of the fund is Rs 38,368.81 Cr as on July 30, 2018. This capital is allocated 34% in giant companies, 18% in large-cap companies, 41% in mid-cap, and 8% in small-cap companies, which are of diversified sectors. The major sectors where the fund is investing are the finance and banking, construction, technology, energy, service, etc. The fund is investing in 84 companies currently and the top companies where it is investing are Reliance Industries, HDFC, Larsen and Toubro, Infosys and ITC. Past Performance Analysis and Risk Measures: The fund has delivered the returns of 16.35% returns since launch. The fund has been in a big loss in the year 2011 bear market, but after that, it has beaten its benchmark, S&P BSE 200 TRI Index as well as category average, both, every year. The highest annualised returns of the fund were in the year 2014 with 74.06%. The annualised returns for the later years were 12.88% in 2015 when its benchmark was negative, 8.13% in 2016 and 41.26% in 2017. The alpha generated by L&T India Value in the past three years was 3.65% as provided on June 30, 2018. The fund has also defeated its benchmark and category average in the compounded returns for the past three, five and seven years, which were 13.45%, 25.79% and 18.71%, respectively. It has not faced any serious bear market as of 2008; thus, we should need to look how it will challenge the market crash. Fund Managers: The fund has been co-managed by Mr Venugopal Manghat and Mr Karan Desai. Keeping 40 to 50% of its corpus in large-caps, the fund managers want to be sure that fund deliver returns even when the mid-caps and small-cap companies do not work. They select the companies who have lean balance sheets and those who seem to have long-term growth perspective.rnMr Manghat is managing the fund since 2012. He is the head of equities in the fund house. He has 23 years of experience in fund management, equity research, and portfolio management. Mr Desai joined Mr Manghat in 2017. He holds a master’s degree from the University of Birmingham in investments. He looks after the foreign investments of the fund. Investors’ Suitability: L&T India Value Fund growth is suitable for the investors who want to invest in the large valued companies and have an investment horizon of three to five years. The fund is suitable for the investors who have an appetite of tolerating a moderately high-risk. The NAV of L&T India Value Fund G is Rs 36.526 as on July 30, 2018. You can invest in the fund via SIP and lumpsum mode. The minimum amount of initial investment must be of Rs 5,000. The minimum SIP amount must be of Rs 500. Looking for investment in L&T India Value Fund? Have a glance at the brief provided in article above.