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Articles by James Harnsberger

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20 articles by James Harnsberger · showing 20

Browse every published article connected to James Harnsberger, or search within this exact expert archive.

By James HarnsbergerRecently published1 topic

The “Trump Effect” on Economic Policy

With the election finally behind us and Hillary Clinton sent packing with an absolute pounding on November 8, what will we likely expect to see in the way of economic policies and tax policy decisions from the incoming Trump Administration? On the economic policy side, I would expect an immediate decision will be a multi-pronged attack at stopping the growth of government with hiring freezes in almost all departments except military, Homeland Security, and our Intelligence departments.

Primary topic: Wealth - Creating Wealth and Building Wealth

Wealth - Creating Wealth and Building Wealth

1,443 views

By James HarnsbergerRecently published1 topic

Top 7 Companies offering the Best 401(k) Plans

A retirement plan is one of the best investments a person can make in a lifetime. Eventually, we will be too old to work. And when that happens, we need money to continue living. This is where the retirement plan comes into play. After being independent for most of your life, you wouldn’t want to depend on your children when you’re old. It is better that you have your own money to spend.

Primary topic: Wealth - Creating Wealth and Building Wealth

Wealth - Creating Wealth and Building Wealth

1,193 views

By James HarnsbergerRecently published1 topic

Things Millennials Should Avoid with Their Money

Talking about financial success, does the so-called “snowflake generation” think of this? This generation is said to be more vulnerable in considering and understanding other people’s views because they are more conce ed with their image and social status. Financial success is an important thing that millennials should prioritize as early as possible. Above all, the road to financial independence should be given the utmost emphasis despite the emotional vulnerability of this young generation.

Primary topic: Wealth - Creating Wealth and Building Wealth

Wealth - Creating Wealth and Building Wealth

1,223 views

By James HarnsbergerRecently published1 topic

How to save money for your dream vacation

Everyone dreams of going on a vacation. But the expenses are too steep. You have to think about transportation, food, lodging and other incidental expenses. In some cases, you may even need to splurge on some necessary wardrobe. If you don’t have enough money but you go on a vacation anyway, you will only be stressed. Every penny spent would feel like every part of you pinched out of your system. So it’s better to save money months before your dream vacation so all you have to do when time comes is to reserve once relaxing activity after another.

Primary topic: Wealth - Creating Wealth and Building Wealth

Wealth - Creating Wealth and Building Wealth

920 views

By James HarnsbergerRecently published1 topic

Tips to Save Money on Groceries

Groceries rack up a big part of your salary. In a lot of cases, food is the third highest expense in every household, following mortgage and utilities. According to the United States Department of Agriculture, a family of four spends an average of $930 in food alone. Then you have to add other monthly needs you have to buy in the groceries—toiletries, laundry items and other household items—then your grocery bill will go up to over $1,000. But there are practical ways to lower down your monthly grocery expenditures. Here are some of them: Make a list

Primary topic: Wealth - Creating Wealth and Building Wealth

Wealth - Creating Wealth and Building Wealth

1,025 views

By James HarnsbergerRecently published1 topic

5 Reasons why Startups Need Online Marketing

No business could survive on word of mouth alone. There has to be marketing involved. Marketing comes in so many ways—actual ads on newspapers, billboards, radio and television plays, which are very expensive; leaflets given away on the street; and through online ads. We live in a different world now. People are predominantly mobile so it is important that business owners capitalize on online marketing especially since in most cases, this is free.

Primary topic: Wealth - Creating Wealth and Building Wealth

Wealth - Creating Wealth and Building Wealth

1,486 views

By James HarnsbergerRecently published1 topic

Turning Excuses into Opportunities for your Business

The less you complain about those things you can hardly change, the more focused you can be in doing things the right way. Yes, we sometimes live in difficult times; but turning those “excuses” into opportunities can make your business more profitable. Successful entrepreneurs agree that excuses hurt your business, not the taxes and politicians.

Primary topic: Wealth - Creating Wealth and Building Wealth

Wealth - Creating Wealth and Building Wealth

1,085 views

By James HarnsbergerRecently published1 topic

Tips to Make First-Timers Budget Like Experts

Only a small fraction of the entire American population religiously create a financial budget. Many just prefer to wing it. If there are bills to pay, then they are paid as they come. If there is money coming in, then use it however way you can. But because you don’t budget, you don’t actually notice how much money you’ve wasted.

Primary topic: Wealth - Creating Wealth and Building Wealth

Wealth - Creating Wealth and Building Wealth

904 views

By James HarnsbergerRecently published1 topic

Millennials Worry About Their Financial Future and Are Conce ed With Financial Planning

The Millennial Generation would enjoy a road of financial success greater than that of their parents, but they worry about the financial opportunities and their financial future with life expectancy in their generation estimated to top 100 years and more.

Primary topic: Wealth - Creating Wealth and Building Wealth

Wealth - Creating Wealth and Building Wealth

1,309 views

By James HarnsbergerRecently published1 topic

Top 7 Tips to Save Money Quickly

If only saving was as easy as spending, many people would be financially independent and stable. As it is, one act is easy—spending, while the other is very difficult: saving. According to the latest survey from GoBankingRates.com, 69% of Americans have less than $1,000 set aside as savings. Even people with as much as $150,000 annual salary don’t have enough savings in the bank. The website asked 7,000 Americans to determine the fiscal stability among the people in America.

Primary topic: Wealth - Creating Wealth and Building Wealth

Wealth - Creating Wealth and Building Wealth

1,083 views

By James HarnsbergerRecently published1 topic

Keeping the Business Afloat: Short-Term Loans for Small Businesses

The best way to earn a living is always through a business. This way, you will be your own boss. You make your own rules and you create your own terms. But it is also the most risky. Imagine using your own money for something you are not sure will have a return of investment. The bigger problem is if you have a capital to start your company.

Primary topic: Wealth - Creating Wealth and Building Wealth

Wealth - Creating Wealth and Building Wealth

1,334 views

By James HarnsbergerRecently published1 topic

5 Simple Ways to Save from the Commute

There are so many ways to save money. You may start preparing meals at home instead of eating at restaurants, or clipping that extravagant cable subscription since you’re not always at home to enjoy it anyway. Then there is also the commute. Since you commute every day to and from work, try to find ways to save from it since a little every day goes a long way.

Primary topic: Wealth - Creating Wealth and Building Wealth

Wealth - Creating Wealth and Building Wealth

893 views

By James HarnsbergerRecently published1 topic

Should Teens Learn About Money Management?

High school education devote years teaching English, Science and Math, but some spend a maximum of just one semester for Financial Management. A lot of adults actually think that financial literacy is the most important thing in a person’s life, compared to any other subject or course offered in high school. Could grammar really teach you how to save up for the future? Will Science give you information about the proper retirement fund to take? No and no.

Primary topic: Wealth - Creating Wealth and Building Wealth

Wealth - Creating Wealth and Building Wealth

1,008 views

By James HarnsbergerRecently published1 topic

Simple Money Management Tips for People in their 30s

Thirties is a landmark decade. This is the time when one experiences significant moments in life: existential crises, ticking biological clocks, heightened job dissatisfaction, sexual peak, pre-midlife crisis, and start of real happiness. This is also when one’s career soars to new heights.

Primary topic: Wealth - Creating Wealth and Building Wealth

Wealth - Creating Wealth and Building Wealth

970 views

By James HarnsbergerRecently published1 topic

Five Most Profitable Home-Based Business Ideas with Small Capital

People usually think that starting up some profitable home business is an unrealistic move. It would require a lot of time, effort, and money to even start from scratch. Starting up from scratch is a gamble. You wouldn't really know if it's going to work or not. It’s not surprising why most people are pessimistic of starting their own business because they thought a big capital is needed.

Primary topic: Wealth - Creating Wealth and Building Wealth

Wealth - Creating Wealth and Building Wealth

2,118 views

By James HarnsbergerRecently published1 topic

Money Management Tips for One Income Spouse

Life is difficult and so more couples now make a choice of both earning a living rather than having one spouse staying at home to take care of children. Two salaries have become necessary compared to ensuring that one parent will stay at home with the children so that they will be well taken care of. Economically, though, having two salaries is more practical than having one, even if emotionally, the other option is better.

Primary topic: Wealth - Creating Wealth and Building Wealth

Wealth - Creating Wealth and Building Wealth

1,173 views

By James HarnsbergerRecently published1 topic

Top 5 Home-Based Online Jobs for Millennials this Year

The easiest way to spot a millennial is to look at what people have on their hands. Chances are millennials have their heads bent down while their hands are busy with their phones. Either they are checking updates on Facebook, stalking someone on Instagram or getting the feel of the world right that minute on Twitter. It is safe to say that millennials are attached to their phones.

Primary topic: Wealth - Creating Wealth and Building Wealth

Wealth - Creating Wealth and Building Wealth

2,036 views

By James HarnsbergerRecently published1 topic

Is a Vacation House Worth it?

Americans love to go on vacations. And in most cases, a vacation is absolutely necessary. When you have been toiling every day to provide for the family, a break is well deserved. But here lies the question: do you need a vacation house? Buying another home is not something you should take lightly. This is something that should be contemplated upon lengthily and discussed intelligently. A house is not a cheap investment—it could be a good investment but you need a hefty sum in order to achieve it. Here are some things to consider when buying a second home for vacation purposes.

Primary topic: Wealth - Creating Wealth and Building Wealth

Wealth - Creating Wealth and Building Wealth

1,010 views

By James HarnsbergerRecently published1 topic

Three Wealth Cycles for a Successful Entrepreneurial Journey

Most entrepreneurs would easily fall for the idea that building wealth can only happen by selling their business. The truth is: only a handful of entrepreneurs get to sell their businesses for millions and most are missing out on the crucial steps of being a successful entrepreneur. If you’re already an entrepreneur or an aspiring one, giving up on your ideas might cost you to lose the ticket to a life of success. Here are the three cycles that can help you get through to your entrepreneurial journey with ease. Wealth Accumulation

Primary topic: Wealth - Creating Wealth and Building Wealth

Wealth - Creating Wealth and Building Wealth

1,163 views

By James HarnsbergerRecently published1 topic

How To Build a Wealth Plan

Do you know the secrets of the Wealthy? Do you know the top FIVE things wealthy people do that make them wealthy? Do you know the secrets to building a Wealth Plan for yourself? HOW-TO Build a Wealth Plan for your financial security

Primary topic: Wealth - Creating Wealth and Building Wealth

Wealth - Creating Wealth and Building Wealth

1,357 views

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