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Articles by Jemma Tipling

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17 articles by Jemma Tipling · showing 17

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By Jemma TiplingMay 4, 20081 topic

Fat Tax For Life Insurance

A new “fat tax” is being introduced by insurers to punish the obese. The cost of seriously overweight customers will be up to 50% higher when taking out new life insurance policies, the threshold at which the higher rate begins is also going to be lowered.nnA new “fat tax” is being introduced by insurers to punish the obese. The cost of seriously overweight customers will be up to 50% higher when taking out new life insurance policies, the threshold at

Primary topic: Insurance

802 views

By Jemma TiplingMay 4, 20081 topic

Fsa Calls For More Regulation Of Comparison Sites

The recent popularity of price comparison sites has led to a city watchdog planning to review the regulation of these sites, particularly insurance comparison sites to ensure consumers are not buying products that are unsuitable for their needs.nnThe recent popularity of price comparison sites has led to a city watchdog planning to review the regulation of these sites, particularly insurance comparison sites to ensure consumers are not buying products that are unsuitable for

Primary topic: Insurance

1,682 views

By Jemma TiplingMay 3, 20081 topic

Rising Home Insurance Premiums

There have been many predictions of rises in home insurance premiums after the disasters seen during last summer’s flooding, and the money insurers had to pay out. Property owners were expected to face higher premiums throughout 2008 after the widespread floods of last summer cost insurers so much. These predictions have been challenged by new research from Datamonitor, an independent market analyst.nn£300 million was paid out by home insurers in flood claims last

Primary topic: Insurance

805 views

By Jemma TiplingMay 3, 20081 topic

Protect Your Love On Valentine's Day

According to Paypal Brits will spend over £1.6 billion on their loved ones this Valentine’s Day. Direct Line has predicted that £467 million of this total figure will be spent on expensive jewellery, the lucky recipients should make sure they are covered for these purchases.nnThe easiest way to be covered for expensive items of jewellery and other gifts you might be lucky enough to receive, is through your home insurance policy. Each individual, according to P

Primary topic: Insurance

870 views

By Jemma TiplingMay 1, 20081 topic

No Win No Fee Culture Does Not Always Fit

No win no fee has been a wonderful breakthrough to offer justice to many people who could otherwise not afford legal representation. However it is also still a hugely risky proposition for both parties and the nature of the British legal system can often add to this. nnBritain has founded our legal system on a very different set of rules to most other parts of the world. Most of our law is founded on common law with additions made through precidents, either principly through

Primary topic: Financial Freedom

Financial Freedom

703 views

By Jemma TiplingMay 1, 20081 topic

Students Call For Better Loan Administration

Struggling graduates are claiming that uncompetitive student loan arrangments have contributed to a flawed system that shortchanges students. nnWelsh students, represented by the National Union of Students in Wales, believe that they have overpaid loan repayments due to the pay-as-you-earn system in place to collect the debt. In some cases they have even started paying them back before they earn enough. nnBen Gray, president of the Welsh NUS, in a BBC interview said: "What we

Primary topic: Financial Freedom

Financial Freedom

754 views

By Jemma TiplingMay 1, 20081 topic

Loan Sharks Waiting For Those Who Fall Overboard With Loan Repayments

Doorstep lenders and loan sharks are moving into the space vacated by Britain's high street banks, whose tightening or exemptive credit terms are leaving millions of people without access to mainstream finance. nnDebt campaigners have seen thousands of clients forced to borrow at extortionate interest rates because they have had their credit cards cut off or have been refused loans as the country's biggest banks react to the global credit crunch. nnBanks have scrapped 125 per

Primary topic: Financial Freedom

Financial Freedom

902 views

By Jemma TiplingMay 1, 20081 topic

How To Cut Down Your Pemiums In A High Risk Profession

Recent surveys from insurance groups such as Endsleigh, have found that drivers who are involved in the medical profession are more accident-prone and therefore considered to be high-risk drivers. Doctors and surgeons, as well as accountants and life guards are also more likely to be involved in an accident and pay more for their car insurance premiums. nnOther professions that are considered to be high risk on the road include professional sportsman, entertainers and journal

Primary topic: Financial Freedom

Financial Freedom

955 views

By Jemma TiplingMay 1, 20081 topic

Bike Insurance 2-Police On Cyclists

Police are starting to crack down on motorcyclists who refuse to insure their machines. Kent Police are piloting a scheme to work with local communities to report un-insured bikers. Already the scheme has been a success with over 30 riders reprimanded for not having appropriate insurance. If the riders are stopped again within the next 12 months, the vehicle will be seized. nnThe scheme is being considered by other forces, which are fed up with bikers flouting the law. Often,

Primary topic: Financial Freedom

Financial Freedom

814 views

By Jemma TiplingMay 1, 20081 topic

Buy-To-Let Landlords Cash In On Mortgage Shortfall

It is a great time to be a player in the buy-to-let market, what with the shortage of new housing and the increase in the population of the UK breaking the 70 million barrier by 2031, it would seem there is no end to the shortage of demand. nnThe Government continues to expand higher education, requiring greater numbers of student accommodation and The Olympics of 2012 will also contribute to the surge in the demand for short-term property. A recent survey carried out by the

Primary topic: Financial Freedom

Financial Freedom

743 views

By Jemma TiplingMay 1, 20081 topic

Maximise Your Chances Of A Good Loan Deal

If you are applying for a loan, you can maximise you chances of getting the best loan deal by ensuring that you are in the best possible financial condition to lend money to. nnAs lenders are getting warier of loaning money due to the increased risk of defaults, thanks to the biting credit crunch, it is important that you begin to look like someone the lenders would want to lend to. Of course, if you have court judgments outstanding there's not a lot you can do retrospectivel

Primary topic: Financial Freedom

Financial Freedom

790 views

By Jemma TiplingMay 1, 20081 topic

Potholes Cause Expense For Government And Drivers

Motorcycle riders could see themselves having to pay out for damages that are caused by problems with the roads, such as potholes or bumps.nnTyreSafe cited the AA’s research as showing that there was £320 million in damages to vehicles throughout 2006, the company also revealed that there was a 42% increase in pothole-related accidents during the last 10 years in England.nnThis has not only affected car and van insurance but also bike insurance, more claims have be

Primary topic: Insurance

1,028 views

By Jemma TiplingApr 27, 20081 topic

Customers' Homes At Risk Due To Bad Advice

The Citizens Advice Bureau (CAB) has issued a report which has shown that hundreds of thousands of Britons are falling further into debt, ending up in court and facing the repossession of their homes due to irresponsible lending practices, inaccurate advice and in some cases, downright fraud.nnThe CAB’s report; Set Up To Fail: CAB Clients Experience of Mortgage and Secured Loan Arrears Problems (December 2007) has revealed that some mortgage brokers are issuing loans, n

Primary topic: Mortgage and Home Financing

Mortgage and Home Financing

764 views

By Jemma TiplingApr 27, 20081 topic

Choosing Essential Insurance Over The Unnecessary

Which has warned consumers that they could be wasting thousands of pounds of their hard earned cash on unnecessary insurance? The consumer body said that life insurance, car, buildings and contents insurance was vital, however it argued that other policies such as extended warranties, ID theft insurance and payment protection can prove to be a waste of cash.nnThe company recommended that people reviewed their current insurance policies to ensure they had adequate cover. Many

Primary topic: Insurance

789 views

By Jemma TiplingApr 27, 20081 topic

Capita Launches Cover For Muslims

nnA new insurance business which is tailored to fit Islamic beliefs is being launches by outsourcing giant Capita, best known for managing Londonâs congestion charge and collecting the BBC television license fee.nnCapita will work with British Islamic Insurance to launch this initiative in April. The partnership will initially sell car and cheap home insurance followed by investments. Life insurance, savings and ethical finance products are being added later in 2008.nCapita

Primary topic: Insurance

960 views

By Jemma TiplingApr 27, 20081 topic

Buy-To-Let Market Thriving

According to the Council of Mortgage Lenders (CML) the buy-to-let market in the UK is still going strong. The UK saw the number of buy-to-let mortgage loans rise by 23%, these type of loans account for 10.3% of all outstanding mortgages in the country.nnLending for buy-to-let properties started to rise during the latter half of 2007, when the number of applications for standard mortgages began to initially fall. CMLâs general director, Michael Coogan, said: "Tenant demand f

Primary topic: Mortgage and Home Financing

Mortgage and Home Financing

824 views

By Jemma TiplingApr 27, 20081 topic

Cheap Credit Enters Last Chance Saloon

nnYesterday's budget demonstrated one thing, that the economy is no longer awash with money. As a result, loans regardless of what form they take are going to be increasingly hard to find at competitive rates in 2008. The treasury has little money, banks have little money and therefore businesses have little money to invest. nnIt would appear to be a bad time to apply for a loan, however inter-bank lending in the short term has just gotten a little easier thanks to the centra

Primary topic: Mortgage and Home Financing

Mortgage and Home Financing

783 views

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