Small Business Need Public Liability Cover - Do You Need It?
Any sizeable business will have public liability insurance cover in place, but for many small businesses where every cost has to be considered, how do you know whether it is really necessary or not. The first thing to be clear about is that it is not compulsory to have it (apart from one or two specialist areas of work). There is no law that says every business must have this cover in place, unlike employee liability cover, which anyone who employs staff must have by law. So