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Articles by Tracy Manamon

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87 articles by Tracy Manamon · showing 37

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By Tracy ManamonRecently published1 topic

Kentucky Insurers Must Offer Child-Only Coverage Open Enrollment in January 2012

Kentucky residents can now take advantage of the open enrollment starting January 2012 to obtain comprehensive child-only health insurance coverage. According to an order issued by the Kentucky Department of Insurance, health insurance companies in the state are required to offer a child only policy for children under age 19 with an open enrollment period from January 1, 2012 through January 31, 2012. Accordingly, leading carrier Anthem Blue Cross and Blue Shield will be offering its SmartSense® Plus 2500 Plan with a March 1, 2012 effective date for this open enrollment period.

Primary topic: Financial Literacy

Financial Literacy

495 views

By Tracy ManamonRecently published1 topic

Inexpensive Health Insurance Ohio for Your Family or Employees

Have you been searching and searching for health insurance, and everywhere you go you seem to be meet with the same issue, that health insurance premiums have been rising? Whether you are looking for family or employee health insurance Ohio, you will realize that purchasing health insurance can be quite expensive. Here is some information to help you find not only the most affordable, but also the smartest plan for you and your family.

Primary topic: Financial Literacy

Financial Literacy

746 views

By Tracy ManamonRecently published1 topic

Find the Right Health Insurance Plan in Ohio

When choosing an Ohio health insurance plan, it can be overwhelming to determine which plan is right for you. With the many varying options in coverage, the plan that is the right fit for you may not be the plan that is best for someone else. By considering the following and discussing your options with an Ohio health insurance broker, you can be sure to find the best suited plan for you and your family.

Primary topic: Financial Literacy

Financial Literacy

1,186 views

By Tracy ManamonRecently published1 topic

How to Buy Ohio Individual Health Insurance – Important New Considerations

An average stay in an Ohio hospital can cost up to $20,000 or more. Getting health care coverage helps you enhance your health as well as meet unexpected and costly medical expenses. Once you’ve decided to enroll in an Ohio health insurance plan, the next step is how to make a wise decision and buy the right plan. Many new factors have to be taken into account as the health insurance scene has changed a lot lately. Being aware can help you save on health care.

Primary topic: Financial Literacy

Financial Literacy

1,113 views

By Tracy ManamonRecently published1 topic

The Effect of Individual Mandate on Kentucky

Many Kentucky residents are unaware of how the happenings on the healthcare front will affect them and their decisions on Kentucky health insurance. Many are struggling to pay their premiums and the individual mandate could raise premiums, thereby raising the number of uninsured. Though the federal government says it will pay the premium for such people, this will be brought about by raising taxes for others.

Primary topic: Financial Literacy

Financial Literacy

951 views

By Tracy ManamonRecently published1 topic

How to Find Affordable Columbus Health Insurance

According to the 2012 Milliman Medical Index (MMI), healthcare costs for American families in 2012 have risen beyond $20,000 for the first time. About 60 per cent of families are covered by an employer-sponsored PPO plan, but the increase is 6.9% – an increase of $1,335 over 2011. The 2012 MMI cost is $20,728 for a preferred provider organization (PPO) plan for a family of four.

Primary topic: Financial Literacy

Financial Literacy

1,164 views

By Tracy ManamonRecently published1 topic

Health Insurance Ohio – Premium Quality HSA Options

A Health Savings Account (HSA) is a great option to save for your current and future qualified health expenses on a tax-free basis. You have to be covered by a High Deductible Health Plan (HDHP) and not have any other insurance in order to open a health savings account. Leading providers of health insurance in Ohio offer premium quality HSA options. HSA-HDHP Combination offers Many Benefits

Primary topic: Financial Literacy

Financial Literacy

1,197 views

By Tracy ManamonRecently published1 topic

Kentucky Individual Health Insurance Plans - Need to Assess Your Options

Recent studies reveal that many Kentuckians do not have health insurance. This is a trend that needs to be reversed, especially given the present economic scenario and also because Kentucky falls in the lower quadrant of healthy US states. Leading health insurance companies offer several kinds of Kentucky individual health insurance plans. If you are a Kentuckian without health insurance, you need to assess your options at the earliest and find a plan to suit your needs. Individual Health Insurance Kentucky – Points to Note

Primary topic: Financial Literacy

Financial Literacy

664 views

By Tracy ManamonRecently published1 topic

How a HSA-HDHP Kentucky Plan Helps You Save Money

Health Savings Accounts (HSAs) are becoming more and more popular in Kentucky and in other states. With health care costs rising, a HSA paired with a High Deductible individual health insurance Kentucky plan is a great way to save money. Read on to learn how. A HSA is a special savings account in which you can save money to pay for your current and future medical expenses. The contributions that you make to your HSA are tax-free. You can open a HSA if you have a HSA-compatible high deductible health plan (HDHP). How combining a HSA with a Kentucky HDHP saves money:

Primary topic: Financial Literacy

Financial Literacy

1,312 views

By Tracy ManamonRecently published1 topic

Ohio and Controversial Obamacare

Now that the elections are over, the controversies surrounding Obamacare seem to loom larger than before. Many things will change on the Ohio health insurance scene when health reform is implemented. Here are five major issues Ohioans will have to deal with.

Primary topic: Financial Literacy

Financial Literacy

1,198 views5/5 (1)

By Tracy ManamonRecently published1 topic

Avoid Tax Penalties and Get Comprehensive Health Insurance Coverage

With some exceptions, going without Kentucky health insurance will attract a penalty starting 2014. Approved by the Supreme Court as constitutional, under the new law, IRS will collect the penalty just like taxes.

Primary topic: Financial Literacy

Financial Literacy

1,516 views

By Tracy ManamonRecently published1 topic

Individual Health Insurance Ohio When You Lose Employer-based Coverage

According to the U.S. Department of Health & Human Services, losing employer-sponsored insurance is a risk that everyone faces – regardless of income, employment status, age, race/ethnicity, gender, and health status1. Many employers have stopped offering health insurance, many are shifting more of the cost to their workers, and others have cut their contributions towards coverage for workers’ families. While all 50 states saw declines in employer-sponsored coverage, here are some facts reported by the Economic Policy Institute about such employer health insurance Ohio:

Primary topic: Financial Literacy

Financial Literacy

1,167 views

By Tracy ManamonRecently published1 topic

Many Kentuckians Going Without Health Insurance

The Kentucky Health Issues Poll (KHIP) conducted in December 2010 shows that about a quarter of the state's population does not have health insurance. This means that health insurance has a big gap to fill.

Primary topic: Financial Literacy

Financial Literacy

576 views

By Tracy ManamonRecently published1 topic

Kentucky to have Health Exchange if Supreme Court Approves Obamacare

Kentucky will set up a health benefit exchange if the Supreme Court approves the health care law. The idea of the exchange is to allow individuals and small businesses to compare coverage, provider networks and costs and purchase affordable Kentucky health insurance online. The law requires all states to have their health exchanges up and running by January 2014, failing which the federal government will step in to set them up. Gov. Steve Beshear said that though no one is sure about what the Supreme Court will decide, Kentucky is ready to follow the law, if upheld.

Primary topic: Financial Literacy

Financial Literacy

1,618 views

By Tracy ManamonRecently published1 topic

Anthem Chosen as Benchmark for Kentucky Health Insurance Companies

The Kentucky Department of Insurance has recommended Anthem’s Preferred Provider Organization (PPO) plan as the ‘benchmark’ for Kentucky health insurance companies under federal health care reforms.

Primary topic: Financial Literacy

Financial Literacy

1,407 views

By Tracy ManamonRecently published1 topic

How to Save Money on Your Kentucky Health Insurance

The cost of Kentucky health insurance is rising every year and people are looking for ways and means to save money on health care. Though the Patient Protection and Affordable Care Act is meant to enhance coverage for Americans in general, it is expected that premiums and out-of-pocket expenses will increase. Many of the provisions of the Act will come into effect in 2014. In the meantime, there are some things you can do to keep down your Kentucky health insurance premiums:

Primary topic: Financial Literacy

Financial Literacy

1,156 views

By Tracy ManamonRecently published1 topic

8 Questions Answered about the Individual Health Insurance Mandate in Kentucky

Now more than ever people have specific questions about Kentucky individual health insurance. The Supreme Court has passed the Affordable Care Act and many wonder what this will mean for them. Here is a series of the most frequently asked questions about the mandate including informed answers: 1. Is the individual mandate a penalty or a tax? According to the Supreme Court the individual mandate is a tax not a penalty. Even though there is a “penalty” that you must pay if you do not have Kentucky individual health insurance, this penalty is being called a tax.

Primary topic: Financial Literacy

Financial Literacy

912 views

By Tracy ManamonRecently published1 topic

5 Terms You Must Know When Buying Health Insurance in Kentucky

I recently spoke with someone who just graduated from college and had obtained a job that offered health insurance, which therefore put her in a situation where she could no longer be covered under her parents’ insurance. Since she had never shopped for insurance, she knew very little about what a great plan for her would look like, let alone if the one offered through her job was a plan reasonable for what she would need. She had never educated herself in insurance terms, but said she wished she had known these when she had to research Kentucky Individual Health Insurance:

Primary topic: Financial Literacy

Financial Literacy

1,255 views

By Tracy ManamonRecently published1 topic

Ohio Health Savings Accounts Number Skyrocket

Even if you yourself do not have a health savings account, you probably know someone that does or have at least heard of them. I was just in a conversation the other day where one person had a health savings account and the other person did not. The one who did not have it was thinking about getting one and wanted to know more about these accounts.

Primary topic: Financial Literacy

Financial Literacy

908 views

By Tracy ManamonRecently published1 topic

How Ohio College Graduates Can Find Affordable Health Insurance

You live in Ohio, have just graduated and are job hunting. Finding the right job with all the right benefits could take time. Besides getting employment to suit your qualifications, you need to ensure that your health risks are covered. Though the provisions of the 2010 Patient Protection and Affordable Care were aimed at helping young adults find affordable coverage, there is a lot of uncertainty. The law has come under scrutiny and no one is sure about its fate.

Primary topic: Financial Literacy

Financial Literacy

1,104 views

By Tracy ManamonRecently published1 topic

Who is Really to Blame for Rising Ohio Health Insurance Premiums?

It has recently become apparent that those who have Ohio Health Insurance are struggling when it comes to meeting the payment requirements for prescription drugs. The cost has gone up and health insurance companies would lead the consumer to believe that this increase has been dealt primarily by health insurers. But is this really the case?

Primary topic: Financial Literacy

Financial Literacy

920 views

By Tracy ManamonRecently published1 topic

Health Insurance Kentucky for Recent Graduates – Tips to Stay Secure

New surveys of recent graduates show that most are apprehensive about their job prospects. A majority feel that they may not find a job, and many are worried that they may not get employment in their chosen field. In fact, many are looking at a prolonged wait for financial independence. Uncertainty about the fate of health reform is another major conce among these young people. However, even with all these doubts in the air, going without coverage is not advisable. Affordable individual health insurance in Kentucky is available.

Primary topic: Financial Literacy

Financial Literacy

1,159 views

By Tracy ManamonRecently published1 topic

Why is the Cost of Ohio Health Insurance So High

It is amazing how as time goes on we realize more and more that while some things are always changing, some things just always stay the same. When it comes to Ohio health insurance the thing that is consistent is the fact that people are in need of insurance as much as they ever were before. The aspect that is drastically changing is the amount you have to pay to obtain health insurance.

Primary topic: Financial Literacy

Financial Literacy

1,113 views

By Tracy ManamonRecently published1 topic

Health Insurance Kentucky – Be Aware, Be Prepared

Whether you are an individual seeking a health plan for yourself and your family, a woman looking for mate ity or preventive care cover, or self-employed and looking to manage health risks, being aware and prepared is important. A lot is happening on the health insurance Kentucky scene and the nation in general, and as the saying goes, forewa ed is forearmed. Individual Health Insurance Kentucky

Primary topic: Financial Literacy

Financial Literacy

642 views

By Tracy ManamonRecently published1 topic

How to Choose the Right Ohio Individual Health Insurance Plan

Health insurance companies in Ohio offer several types of health plans. If you are employed, choosing a plan would not be complicated as most employers offer only one or two health insurance options. However, if you are shopping for coverage on your own, you would be faced with the question of how to choose the right Ohio individual health insurance plan from the multitude of choices available in the market. Individual Health Insurance Coverage in Ohio – Choosing Right

Primary topic: Financial Literacy

Financial Literacy

563 views

By Tracy ManamonRecently published1 topic

How to Avoid the Five Loopholes of Purchasing Travel Insurance

Think about the time you go to the doctor’s office or sign any legal document. Set right before you is a pile of papers you are told to sign and date. Some people brush over the contents of the page, but are honestly so overwhelmed by all the papers that they do not thoroughly read through the details on the page. Others know the dangers of not knowing what they are signing and read each line very carefully, to make sure that they understand what they are signing for and what the consequences are if they do not uphold or keep their side of the agreement.

Primary topic: Financial Literacy

Financial Literacy

1,925 views

By Tracy ManamonRecently published1 topic

Health Care Rules Taking Effect 2011-2013 for Ohioans

Read the newspaper, or turn on the radio or TV and you will soon discover that there are many changes being put in place for health insurance in Ohio in the next few years. The best thing that you can do is to keep yourself informed, so you are not taken by surprise by any of the changes.

Primary topic: Financial Literacy

Financial Literacy

1,011 views

By Tracy ManamonRecently published1 topic

Kentucky Medical Insurance – Make an Informed Decision

Leading insurance companies offer various kinds of Kentucky medical insurance plans. All health insurance in the state is monitored by the Kentucky Department of Insurance. The health insurance offered include indemnity and managed health care plans. The best way to buy a suitable plan is to look at the various options available, compare them, get quotes and apply online.

Primary topic: Financial Literacy

Financial Literacy

511 views

By Tracy ManamonRecently published1 topic

Health Insurance Changes in Ohio in 2014

Since 2011 health insurance has been drastically changing. One thing that will be changing in 2014 are the options for buying Ohio health insurance. The new option will be, “buying through an exchange”. Buying through an exchange is going to be an option for those buying coverage on their own or for small companies purchasing insurance for their employees.

Primary topic: Financial Literacy

Financial Literacy

1,359 views

By Tracy ManamonRecently published1 topic

What You Should Know About The Two Types of Travel Insurance

Travel insurance is an essential for traveling, whether you are going on a family vacation or a business trip. When starting to look into Travel Insurance you may be a little lost and a little overwhelmed by all the choices. Though it may seem like there is a lot that goes into it, it can be quite simple if it is laid out for you. There are two types of Travel Insurance: Vacation Plans and Travel Medical Plans.

Primary topic: Financial Literacy

Financial Literacy

1,104 views

By Tracy ManamonRecently published1 topic

Educate Yourself on Kentucky Individual Health Insurance

Most working people in Kentucky get health coverage through a group health insurance plan offered by their employer. However, they now have to pay a larger share of the costs than before. In fact, you could possibly save money by opting out of group health insurance and buying a health insurance policy on your own. Before you do so, it’s important to educate yourself on Kentucky individual health insurance. Buying Kentucky Individual Health Insurance – Things You Need to Know

Primary topic: Financial Literacy

Financial Literacy

1,028 views

By Tracy ManamonRecently published1 topic

Ohio Says No to Obamacare and Higher Premiums

With Buckeye State voters approving Issue 3, which prohibits government from forcing them to buy Ohio health insurance, Ohioans seem to have spoken out against a government-knows-best set of directives. Many objections have been raised against Obamacare from different quarters, and one of the most important is about the effect it will have on raising health insurance Ohio premiums for individuals and families. Obamacare has many restrictions and expensive mandates that will push up health care costs, causing premiums to rise. In fact, the effect on premiums is already evident.

Primary topic: Financial Literacy

Financial Literacy

1,285 views

By Tracy ManamonRecently published1 topic

Individual Health Insurance Ohio – Basics You Need to Know

When you have to buy an Ohio individual health insurance policy on your own, you need to know the basics so that you make the right choice. Benefits vary among policies. The benefits covered by your plan and the care provider access that it offers determine the quality of care you get and the cost of your plan. Choosing an Individual Health Insurance Plan – Get the Coverage You Need

Primary topic: Financial Literacy

Financial Literacy

1,121 views

By Tracy ManamonRecently published1 topic

Ohio Individual Health Insurance – Buy the Right Plan

Most individuals in Ohio get insurance through their employer. Those who do not have such insurance can purchase an affordable Ohio individual health insurance plan that offers great benefits. Buying the right health insurance plan means understanding the options available and then finding the plan to suit your needs. Health Insurance in Ohio - Buying the Right Plan

Primary topic: Financial Literacy

Financial Literacy

813 views

By Tracy ManamonRecently published1 topic

Reining in Long-Term Medicare Spending

With the nation’s debt crisis looming large, much attention is on cutting Medicare spending. Medicare shoulders the highest expenses in the U.S. healthcare system, and tax dollars pay for most of the annual increase in the cost of care for the elderly and disabled.

Primary topic: Financial Literacy

Financial Literacy

629 views5/5 (1)

By Tracy ManamonRecently published1 topic

How to Budget for Healthcare

Managing your healthcare budget is as important, if not more, than managing your household budget or any other kind of plan. To budget for healthcare, what you need to do first is take a realistic look at your health and how much it would cost to stay fit. Maintaining and protecting your health is easy if you set aside money to invest in the right health insurance plan. Planning your Healthcare Budget

Primary topic: Financial Literacy

Financial Literacy

675 views4/5 (1)

By Tracy ManamonRecently published1 topic

Avoid Errors When You Buy Health Insurance

As far as your health goes, the first thing you have to do is shake off the ‘it won’t happen to me syndrome’. It is this that keeps most people, especially the young, from buying medical insurance. Realizing that you are as vulnerable to health issues as anybody else is the first step. Once you have done that, looking at various options and avoiding errors when you buy health insurance is the key to getting proper coverage. Make the Most of Your Health Insurance You can avoid many stumbling blocks if you keep certain things in mind when shopping around for a health insurance policy:

Primary topic: Financial Literacy

Financial Literacy

785 views5/5 (1)

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