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78 articles by Wayne Davies · showing 50

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By Wayne DaviesRecently published1 topic

Schedule C Tax Tips - What's Deductible?

What is the most frequently asked tax question? Are you ready? Here it is: "What's deductible?" That's it. Without a doubt, it's the most common tax questio I receive every year. It comes in several forms, such as: -How do I identify all the deductions I'm allowed to take? -Is there anything deductible that I'm not deducting? -How do I make sure I'm taking all legal deductions? -Is there one resource that describes all legitimate deductions, A to Z?

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Small Business Tax Deductions - How to Deduct Your Next Vacation

It is perfectly legal to deduct your next vacation. Here's how to do it. To qualify for this deduction, you must meet the following two criteria: 1. You are self-employed or own a small business 2. On your next trip, you combine business with pleasure. The first requirement is pretty cut and dried. By "small business" we are including any type of self-employment activity, full-time or part-time, home-based or "bricks and mortar". This deduction applies to any type of small business entity: sole proprietorships, partnerships, corporations, and limited liability companies.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Small Business Taxes - How to Pay the Right Amount of Quarterly Estimated Tax

Do you have trouble calculating quarterly estimated tax payments? Here are some helpful tips to make the process much easier and less stressful. If you're newly self-employed and unfamiliar with the IRS' estimated tax payment schedule, here are the due dates for the Year 2009 quarterly estimated tax payments (made via Form 1040-ES): QTR 1: April 15, 2009 QTR 2: June 15, 2009 QTR 3: September 15, 2009 QTR 4: January 15, 2010

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Payroll Taxes - How to Reduce the Likelihood of a Tax Penalty by 31 Times

Here's the latest version of the age-old story, "The Tale of Two Small Business Owners." It goes like this: Small Business Owner #1 is 31 times less likely to be penalized by the IRS tha Small Business Owner #2. Hmmm. What gives? What is the difference between these two chaps? It's simple, really. Small Biz Owner #1 makes his federal tax payments electronically, using the government's Electronic Federal Tax Payment System (aka EFTPS). Small Biz Owner #2 makes his federal tax payments manually, using good old paper 'n ink to write the check.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

What Happens If You File a Business Income Tax Return After September 15?

The due date for business income tax returns on extension is September 15. If that date has passed and you still haven't filed a return for your corporation, partnership or LLC that is being taxed as a corporation or partnership, what are the consequences? The short answer is this: You will probably pay for your tardiness. The long answer is twofold: Scenario 1 - Balance due returns.

Primary topic: Personal Finance
Personal Finance
2,643 views
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By Wayne DaviesRecently published1 topic

Small Business Tax Tips - How to Prepare Form 4562 in 5 Simple Steps

If you bought equipment for your business last year such as a computer or a printer, you can deduct those items on your business income tax return. Usually that means tackling Form 4562 and entering one of the most complicated areas of tax law, the dreaded world known as depreciation. For do-it-yourself-ers who abhor the thought of paying someone else to do your income tax return, this article will help you prepare Form 4562 without breaking into a sweat.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

How to Prepare Schedule C, Part II

Do you need help reporting expenses on your Schedule C? Are you wondering whether you've accurately captured all deductible business expenses for your Sole Proprietorship? Then this article is for you. Preparing Schedule C is an integral part of any Sole Proprietor's personal income tax return. And Part II is where you get to report all your expenses. What could be more important than that? Here is the list of expenses that are shown in Part II, Lines 8-27: 8. Advertising 9. Car and truck expenses 10. Commission and fees 11. Contract labor 12. Depletion

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Summer Tax Savings - 4 Reasons to Donate Your Stuff Instead of Having a Yard Sale

The purpose of this article is to persuade you to not have a yard sale this year. Instead of holding a garage sale, why not give all your stuff to a charitable organization? I can think of at least four reasons to adopt this motto: Be charitable not profitable! Reason #1: You'll save time. When you add up all the hours you'll spend organizing, hosting, and cleaning up after, you are likely to spend 20-30 hours doing a yard sale. Compare that to the time it will take you to load up your stuff and take it to the nearest Goodwill Industries or Salvation Army. 'Nuff said?

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Tax Preparation Services - Why You Want and Need An Experienced Tax Preparer

Finding a good tax preparer can be a challenge. When it comes to credentials, there is no substitute for years of experience. Here's a story that will help communicate the importance of hiring an experienced tax preparation service rather than a novice. My father recently had heart surgery. My mother and I were sitting anxiously in the waiting room before the operation when the doctor came in to speak with us briefly. We exchanged pleasantries and then I asked him, "How many times have you done this particular type of procedure?" He smiled and said, "Thousands of times."

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

How to Prepare Schedule C - Part I

Are you a Sole Proprietor and prepare your own tax return every year? Do you ever need some help with Schedule C? Get out a copy of Schedule C and let's take a look at Part I, Income. The purpose of Part I is to report your income, aka "sales" or "revenue". In other words, how much money did you make during the year from the sale of products or services. Service-based businesses.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Small Business Tax Tips - 3 Reasons to Benefit From IRS Audit Rates

Who's afraid of the IRS? Let's face it: We all are! And with good reason. IRS horror stories abound, and we all know someone who's been through an IRS audit and barely lived to tell about it. So the purpose of this article is to help calm those fears. Maybe I can't remove them completely, but I do hope you find some comfort in what I'm about to tell you.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Small Business Tax Deductions - How to Deduct Non-Deductible Commuting Mileage

For most folks, commuting mileage is a non-deductible expense -- unless you know the legal tax loophole I'm about to reveal. The non-deductibility of commuter miles is painfully true for the employee who fights rush hour traffic every day, twice a day, for 5 to 10 hours a week. All that hassle, and what does he have to show for it? Just gas money down the drain, not to mention the wear and tear on both his vehicle and his stress-o-meter.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Small Business Taxes - What Are Quarterly Estimated Tax Payments and Why Must You Pay Them?

If you are a sole proprietor, a self-employed person or an independent contractor, you are faced with the probability of making federal quarterly estimated tax payments. These are called "quarterly" payments, but don't that word fool you. In typically confusing IRS jargon, here are the due dates: 1st Quarter payment is due April 15. (So far, so good. The first quarter corresponds with the calendar quarter.) 2nd Quarter payment is due June 15. (Confused? You should be, because the 2nd quarter, for purposes of these estimated tax payments, is only 2 months long - April and May.)

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Schedule C Tax Tips - What Income Tax Forms Should You File?

Are you running a small business as a sole proprietor? Are you confused about which tax forms you are required to file? Here's an overview of the most common forms you'll need to prepare this tax season. 1. Schedule C, Profit or Loss From Business. Be sure you really are a sole proprietor before using this form. If your business entity is not a corporation or a partnership, then your small business could be a sole proprietorship. Other common synonyms for sole proprietor include independent contractor or self-employed.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Small Business Tax Mistakes - Why Getting a Big Refund is a Bad Idea

I will never forget the day that a tax client came into my office to pick up his income tax return. "How's it look?" he asked. "Well," I said, "It looks like you're getting a refund." "Great! How much?" "Oh, it's a big one," I said. "Over $5,000 dollars." Mr. Client couldn't have been happier. He face lit up like a light bulb. He was ecstatic -- he sincerely believed that he had "beat the tax man" by getting such a large refund.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Summer Tax Savings - How to Get a Tax Deduction For Donating Used Items

The purpose of this article is to help you prepare Form 8283, Non-cash Charitable Contributions. The rules for reporting charitable contributions on your tax return are a bit tricky, so take your time as you read on. We'll start with some of the basics on how to report what are known as non-cash charitable contributions on your federal personal income tax return. 1. You must itemize deductions on Schedule A in order to get a deduction for donating used items. So if you don't itemize, you don't get a deduction. So sorry to give you the bad news, but it's best that you find that out now.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Small Business Taxes - Do You Need an Employer Identification Number (EIN)?

If you run a small business or engage in self-employment activities, you may need an Employer Identification Number (EIN) issued by the IRS, whether or not you have employees. An EIN, also known as a Federal Tax Identification Number, is used to identify a business entity for tax purposes. How do you know whether you need an EIN? If you answer "Yes" to any of the following questions, you must get one: 1. Do you have employees? 2. Do you operate your business as a corporation or a partnership? 3. Do you file any excise tax returns (such as alcohol, tobacco and firearms)?

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Schedule C Tax Deductions - "E" is For Employees, Education and Entertainment

Looking for legitimate tax deductions for your income tax returns this year? Here are three common expenses you can deduct on Schedule C, all starting with the letter "E". Employees. There are several legal deductions related to your employees. Obviously, the compensation you pay them is reported on Schedule C, Line 26. Even though the description for this item is "Wages", don't stop there. Salaries, commissions and bonuses are also deductible and should be put on Line 26 also.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Small Business Tax Tips - I Forgot to Send Out 1099's by January 31 - What Do I Do Now?

Are you a small business owner who hires independent contractors? If so, you may be required by the IRS to send out a Form 1099-MISC to those people. This article will help you determine your obligation to issue those 1099's. The basic rule works like this: Form 1099-MISC is used to report total annual payments made to self-employed people who made at least $600 during the previous calendar year. This 1099 must be given or mailed to the contractor by January 31 of the following year.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

How to Prepare the Easy Part of Schedule C

Are you a Sole Proprietor who faces the daunting task of filling out Schedule C every year? If you break out into a sweat just thinking about, you came to the right place. To get the most out of this article, get a copy of Schedule C and have it in front of you as you read on. You can open up your tax return software program to Schedule C, download a copy from the IRS website, or use the printed paper version from a recently filed return.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Small Business Tax Tips - What's the Difference Between a Tax Deduction and a Tax Credit?

Do you understand the difference between a tax deduction and a tax credit? This story should clarify the difference. A self-employed client (let's call her Debbie) came to me to prepare her income tax return. She was quite distraught because she had a balance due of $400. She could barely stand the thought of paying the government any more money.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Small Business Tax Tips - Are You a Sole Proprietor (and Don't Even Know It?)

Do you wonder whether the IRS views you as a sole proprietor? Then you came to the right place. Step right up and get an answer to this all-important question. According to the IRS, a sole proprietor is someone who owns an unincorporated business by himself or herself. There are two key words in that definition. Let's unpack them both. First, "unincorporated". The IRS is saying that if your business is not a corporation, a partnership, or a limited liability company (LLC), then you are a sole proprietor.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

How to Prepare Form 8829

If you are a Sole Proprietor with a home office, you must file Form 8829, Expenses for Business Use of Your Home. The purpose of this article is to help you prepare this form without getting a headache. This article makes three assumptions about your business: 1. Your Sole Proprietorship is not a in-home daycare facility; 2. Your business has a profit that is greater than your home office deduction; 3. You do not have any home casualty losses to deduct.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Small Business Taxes - How to Get an Employer Identification Number (EIN)

Do you need an Employer Identification Number (EIN) for your small business? You may be required to get an EIN for any number of reasons, such as: 1. Hiring employees 2. Forming a corporation 3. Forming a partnership 4. Buying a business 5. Starting a retirement plan 6. Filing excise tax returns 7. Opening a business bank account There are four ways to get an EIN. 1. Apply online.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Tax Preparation Services - How to Get a Copy of Your Income Tax Return From the IRS for Free

Taxpayers often need a copy of a previously filed tax return for any number of reasons. Perhaps you are applying for a mortgage loan or you'd like to amend a return. What do you do if you can't find your copy? The article will explain the options for this often overlooked tax preparation service. Option 1 - Get a written transcript of the return for free.r

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

What Not to Report As Wages on Schedule C, Line 26

The purpose of this article is to help you understand the purpose of Schedule C, Line 26, Wages. Whether or not you have employees, if you are a Sole Proprietor, it is critical that you properly deduct expenses related to compensation. The purpose of Schedule C, Line 26 is to deduct employee compensation. The IRS has labeled this line "Wages", but employee compensation includes not only wages paid to hourly employees, but also salaries, commissions and bonuses paid to employees. The key here is this: whatever you pay your employees should be reported on this line.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

How to Prepare Schedule C, Part IV

If you are a Sole Proprietor who is deducting Car and truck expenses on Schedule C, Line 9, you may be required to complete Part IV of Schedule C, "Information on Your Vehicle." The purpose of this article is to explain how to complete this section of Schedule C. Schedule C, Part IV begins on Page 2, Line 43 and ends on Line 47. This is a series of information questions designed to find out more about the vehicle you used for business. Here's an explanation of each line in this section.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Small Business Taxes - How to Contact the IRS Without Breaking Into a Sweat

We all love to criticize the IRS, don't we? It's easy to ridicule a huge organization of government bureaucrats who often seem to be Public Enemy #1. Our negative attitude toward the IRS can lead to a strong desire to just ignore it altogether. But self-employed people who ignore the IRS do so at their own peril. So when it comes to providing free information about taxes, let's not throw the baby out with the bath water. The IRS does provide some excellent resources to help us make the best of a potentially bad situation.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Small Business Taxes - New Law Turns Tax Loophole Into a Crater

Tired of dealing with those complex depreciation rules? Thanks to recent tax law changes, here's how to avoid them completely while benefiting from a lucrative small business tax break that not only puts money in your pocket, but also makes the filing of your income tax return much simpler. If you are a Small Business Owner or Self-Employed Person, this is one tax break you must know and use.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Schedule C Tax Tips - Why Filing Schedule C-EZ May Be a Big Mistake For Your Small Business

Are you a sole proprietor who files the shorter Schedule C-EZ rather than the traditional (and longer) Schedule C? If so, please read on to find out why you may be making a big mistake. First, a quick review of the qualifications for using Schedule C-EZ. You qualify if you meet these criteria: - Your business expenses are less than $5,000 - Your business has a profit - You have no inventory - You use the cash method of bookkeeping - You have only one business as a sole proprietor - You have no employees - You are not taking the home office deduction

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

How to Prepare Form 4562 - The Big Picture

If your small business is a Sole Proprietorship and you are involved with the preparation of your income tax return, you will eventually run into Form 4562, one of the most complicated tax forms on the planet, if not the universe. But do not despair, for help is on the way. The purpose of this article is to give you an overview of Form 4562 so you know enough to decide whether to tackle this form yourself or turn it over to a professional tax preparer.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Small Business Taxes - 6 Compelling Reasons to Pay Your Taxes Electronically

Did you know that the IRS has made it significantly easier to make your federal tax payments on time? Let me introduce you to EFTPS - the Electronic Federal Tax Payment System. It's been running along quite smoothly for many years now, and if you're not using it, here are six compelling reasons to sign up today. Reason #1: It works. Millions of small businesses use it successfully every day. Reason #2: It saves time.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Tax Preparation: What Happens If You Don't File a Personal Income Tax Return by October 15?

Most U.S. taxpayers file their personal income tax by April 15. But many take advantage of the automatic 6-month extension by filing Form 4868, which gives you until October 15 to file. What happens in you don't file your return by the extended due date? Here are the possible consequences. Scenario 1: Balance due return. If you have a balance due, you will pay late payment penalties and interest charges for filing and/or paying your tax return late. Here's how that works.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Small Business Deductions - How to Drive the IRS Crazy

Looking for an easy way to increase your business deductions? Look no further than your driveway. First, the general rule: your vehicle is deductible to the extent you use it for business. So, if you drive your car 100% for business, all car-related expenses are deductible. But if you use it less than 100% for business, do not despair. Less-than-100% use is very typical among small business owners and the self-employed -- you'll still come out way ahead by keeping good vehicle expense records.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

How To Reduce The Chance Of An Audit By Over 50 Percent

Perhaps you've been thinking about making a change in your Choice of Entity. Maybe you've been asking, "What type of Business Entity should my business be?" By "Business Entity", I mean the legal structure of your business, and there are basically five from which to choose: Sole Proprietorship Partnership Limited Liability Company (LLC) "C" Corporation "S" Corporation This is not a question that is easily or quickly answered. There are many factors to consider, and here's one that is often overlooked: If you are a Sole Proprietorship, your odds of getting

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

How to Prepare Schedule C, Part V

For Sole Proprietors, Schedule C can be either your best friend or your biggest nightmare. There are parts of this two-page form that you will learn to love or grow to hate. There are five parts to Schedule C, and the purpose of this article is to help you with Part V, Other Expenses - hopefully this will become one part of Schedule C that you come to enjoy preparing.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Small Business Tax Deductions - How to Deduct Meal Expenses Without Keeping Receipts

The mantra of tax record-keeping has remained relentlessly burdensome for decades: no receipt, no deduction. But fear not, you who loathe the never-ending climb up the mountain of paperwork required by the U.S. tax code. Many of our most beloved tax rules have exceptions, and such is the case with this one. Believe it or not, there are actually expenses you can legally deduct without a receipt. Here's one for self-employed folks who travel out-of-town on business.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Schedule C Tax Tips - What Payroll Tax Forms Should You File?

If you own a sole proprietorship and have employees, what payroll-related tax forms are you required to file? This article will answer that question. First things first. Let's check to make sure you really have employees. Take a look at Schedule C, Line 26, Wages. If there's an amount on that line, then you are reporting wages and/or salaries as a business expense, and that usually means your business has employees.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Schedule C Tax Deductions - "D" is For "Don't Do Depreciation"

Do your eyes glaze over at the thought of those mind-numbing depreciation rules? Well, take heart, sole proprietor. Thanks to a tax law known as Section 179, you can probably kiss those depreciation rules good-bye. Depreciation is the name we use for deducting the cost of business assets such as office equipment and furniture (computers, printers, fax machines, copiers, desks, bookcases, etc) and other items that the tax code says have a "useful life" of more than one year.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Last Minute Tax Tips - How to File an Extension For Your Personal Tax Retu

Do you need more time to prepare your personal tax return? Look no further tha Form 4868. And if you need help completing Form 4868, look no further than this article. Here are five tips for completing the extension form without a glitch. Tip 1: Relax. This form is one of the easiest tax forms on the planet. Tip 2: Go to the IRS website to print out a copy of Form 4868. Or you can use your tax preparation software program to fill it out. Either way, have a copy of the form in front of you as you read the rest of this article.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Small Business Tax Deductions - "G" is For Gifts & Gas

Here are two valid expenses you can deduct on your small business income tax return, both beginning with the letter "G". Gifts. You can deduct the cost of gifts to customers and other business associates such as vendors, suppliers and service providers (like your accountant, atto ey or insurance agent). Be careful, though, because the deduction is limited to $25 per individual recipient per year. Example: You purchase $60 fruit baskets and give them away over the holidays to your best customers. You only get to write off $25 per gift. The other $35 is non-deductible.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Schedule C Tax Deductions - How to Deduct the Cost of Goods Sold

Are you a sole proprietor who sells a product? Then you need to know how to deduct expenses related to the sale of those products. The purpose of this article is to give you an overview of what is potentially your biggest tax deduction. First, let's discuss an important concept related to this deduction known as "Cost of Goods Sold." Let's say in 2008 you start a business to sell widgets. You buy the widgets for $50 each and sell them for $100 each. Now it's tax time and you've got to figure out how to calculate the deduction for the cost of what you sold.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

Small Business Taxes - What is Self-Employment Tax and Why Must You Pay It?

If you are new to the world of self-employment, it's time for you to meet an old nemesis known as Self-employment tax. Self-employment (SE) tax is the sole proprietor's version of the social security and Medicare tax paid by employees. In case you didn't realize it, in 2008 employees were required to pay 6.2% social security tax on the first $102,000 of wages or salary. In 2009, the amount subject to social security tax increases to $106,800. And they were also required to pay 1.45% Medicare tax on all their wages or salary, regardless of the amount.

Primary topic: Personal Finance
Personal Finance
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By Wayne DaviesRecently published1 topic

How to Prepare Form 4562 For a Sole Proprietorship

If you are a Sole Proprietor who purchased business equipment, and you'd like to deduct that purchase on your income tax return without breaking into a sweat, this article is for you. I'm going to show you how to properly fill out Form 4562 without getting bogged down in those complex depreciation calculations, and you'll get to deduct the full price of your equipment in the year you bought it.

Primary topic: Personal Finance
Personal Finance
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