Gary Crum

Nationally published freelance writer with twenty five years of banking, mortgage banking, and credit union experience. Owner of mortgage information website

http://www.mortgage-smart.info including expert mortgage information about construction loans.

Publication includes a monthly column in Credit Unionr Business, multiple articles in the American Banker, Bank Director Magazine, Independentr Banker, Financial Freedom Quarterly, National Mortgage Broker, Mortgager Originator, Florida Realtor, Christian Science Monitor, Florida Times Union, Miami Herald, Ft. Lauderdale Sun Sentinel and a column in the Palm Beach Post called "Mortgage Plain Talk."

Adjunct College Instructor, University of Phoenix, Florida Institute of Technology, and

Florida International University.