Karlene Sinclair-Robinson

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Alte ative Business Financing Expert

Karlene Sinclair-Robinson

Karlene Sinclair-Robinson Quick Facts

Main Areas
Business Financing, Alte ative Funding, Small Business, Start Ups
Best Sellers
The Small Business Owner's Guide To Alte ative Funding
Career Focus
Entrepreneur, Author, Speaker, Business Consultant

Karlene Sinclair-Robinson, dubbed The Queen of Business Financing is considered the "Alte ative Financing Expert" in the area of Small Business Financing.

Sinclair-Robinson is a seasoned entrepreneur, business consultant, speaker, and bestselling author. With access to capital, Sinclair-Robinson focuses on alte ative financing options for small to mid-size businesses that have been denied the opportunity to access capital through traditional institutions. She works with small business owners nationwide in accessing a variety of financial options, even those with less than stellar credit.

Sinclair-Robinson works with business-based organizations that provide direct support to entrepreneurs in need of additional technical services. She provides mentoring support to some of these organizations to better aide their client base. She also consults with startups and small business owners who are in need of direct support to get them to the next level.

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Karlene Sinclair-Robinson Books

Articles by this expert

SelfGrowth articles and saved writing connected to this expert.

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Business owners are always seeking ways to improve their business. These improvements can include updating equipment, hiring new staff, developing a better marketing strategy or figuring out how to improve cash flow. When cash is not flowing effectively, a business owner must take any and all necessary steps that can and will lead to financial growth.

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What would you do if the SBA was no more? The Wall Street journal article headline read: “Should the Small Business Administration Be Abolished?” The internet buzz is swirling with conjecture. There is, of course, no concrete evidence to this and organizations such as WIPP (Women Impacting Public Policy) are against the Small Business Administration (SBA) closing. This action would devastate many local programs supported by this government agency in many areas of the country.

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In a recent Los Angeles Times article titled ‘Bank of America severing some small-business credit lines’, the issue of Bank of America closing out small business lines of credits was addressed. This brought to mind how many small businesses are victims to this type of financing dealing. This is not new. What is new is the increased number of business owners']);"> small business owners being affected by this process.

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I am sure you have heard the term “Cash is King”. This is true. Those with cash have stronger buying and/or borrowing power than those without it. With today’s lagging economy, many businesses are experiencing negative cash flow. The business owner who has yet to get up close and personal with their cash flow issues will see their doors close sooner than later. Insufficient cash flow creates a lot of stress on the entrepreneur, can cause business setbacks and personnel issues. It can also impact the quality of goods or services offered to customers.

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Before the internet, before computers, before the stock market, businesses still needed money. Terms like ‘Barter’, ‘Partner’, or even ‘Susu’ were a critical part of the financial vernacular. With the advent of the internet, so much has changed. Here is one such major change – “Peer-to-Peer Lending”. This form of financing has drastically changed and improved because of the internet. Due to its supercharged online growth, this is now a term you must know. What is Peer-to-Peer Lending?

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The topic of financial records or statements has always created some anxiety for entrepreneurs. For those individuals thinking of jumping into the world of business ownership, this can be a daunting part on the path to entrepreneurial success. Not knowing the importance and meaning behind each financial document can certainly set anyone up for failure. It is critical that you understand and address the reason and need for each financial document that is applicable to your business.

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Creative financing is an interesting concept that has many business owners wondering how it could work for them. Many business owners are still not aware of the non-traditional financing methods that are taking the place of traditional bank loans or are working in conjunction with banking institutions. Some of these creative financing methodologies are not loans. They cannot be accessed through traditional financing sources based on their conceptual makeup.

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Accessing capital for your business can be a daunting task. If you are a start-up business owner, this is even more so. Small business owners who are considering accessing capital are sometimes not sure what to do or where to go. This is understandable.

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The business owner seeking capital is finding it a challenge to access capital through traditional markets, specifically the banks. Accessing capital for expansion or survival is crucial. Where are these individuals to go if their banks are not lending? This is where non-traditional capital sources are vital. If the business owner is not aware of these sources, this could mean the loss of business, employment layoffs, and much more. But there is hope! You just have to know where, when, why, who, and how! Where To Go

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Growing a business in today’s market is all about survival of the fittest. Surviving through the uphill battles of being an entrepreneur is critical. Surviving through the growth stages of the business is just as vital as when your business is in a negative cash flow period or downhill mode. How you survive through these stages will determine whether your business will be around or close for good. It is important to define ways to deal with the ups and downs in business. You must defining key strategies to stay afloat through.

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Today’s small business owners have so much to do when engaging their customers. Staying hyper-focused on bringing in new customers is important. It is also important when courting a financing source, whether traditional or nontraditional. When you are in need of financing, especially if you are a start-up or small business owner, your financing source will become a vital part of your business.

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To any business owner, Cash Flow is KING. Small Business owners know this. Everyone knows this.

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Favorite Quotes & Thoughts from Karlene Sinclair-Robinson

“When courage, persistence, faith, and action meet, they wipe out the fear that holds us back from achieving our greatest level of success.”

Contacting Karlene Sinclair-Robinson