Mike Killian
MS Counseling, National Association of Certified Credit Counselors
Free
Debt Reduction and Credit Wisdom Expert
Mike Killian Quick Facts
- Main Areas
- Debt Reduction and Credit Wisdom
- Career Focus
- Writer, Counselor, Speaker, Motivator
Mike is a member of the National Association of Certified Credit Counselors and has been an Internet Guide/Writer in the field of Credit/Debt Management for over 10 years. His site was awarded Best Of Net by Forbes Publication from 2000 to 2005 with site visitation doubling to over 500,000 average views per month in the last year.
He has also offered debt elimination seminars to businesses and community colleges for the last 9 years. He has been interviewed on the radio a number of times and referenced in numerous publications both in the newspaper and throughout the Internet financial community.
Mike got his start in this field while serving in the US Air Force from which he retired in 1984. He received his M.S. in Counseling from Creighton University in Omaha Nebraska. His Practicum was in financial counseling to military families. 10 years later he was offering 1:1 debt counseling to families in need of his consumer advocate approach to controlling debt.
Mike paid the price for his integrity in consumer advocacy when his website was taken away from him in August 2005. Now he offers you his passion, integrity, and extensive experience in the field of credit and debt management on his newest site, Learning Credit and Debt Management, without having to bend to the powers of the credit and counseling industries.
Some of his articles include:
Free Audio & Video Samples
Articles by this expert
SelfGrowth articles and saved writing connected to this expert.
Article
Money Talk Or “Debt Us Do Part”
Whether you are thinking of getting married, you are a newly wed, or you are a seasoned couple of marital bliss, you must have a joint talk about debt and credit. Debt communication is simply not an option. This debt and money talk article can open doors of communication and enhance the success ...
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How Much Is A Ton Of Interest?
Have you ever asked yourself why there always seems to be too much month left over at the end of the money? This article attempts to explain that monthly crisis by exploring how we have been lulled into thinking in terms of "monthly" instead of "total" cost. Actually, the monthly phenomenon has ...
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Article
40% Tax-Free Pay Raise
If you are an employee, you can get a 40% pay raise without ever asking the boss. And it's all tax-free. Similarly, if you are an employer, you can show each of your employees how they can earn a 40% pay raise and it won't cost the employer a thing. Before writing me off as being a pair short of ...
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Article
5 Proven Steps To Budget Motivation
If you ever wanted to get ahead financially… if you ever thought you wanted to get out from under a sea of debt… if you ever wondered where the money went… YOU NEED A BUDGET! But how do you develop a good budget and how do you stick with it? Developing a Workable BudgetnReview ...
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How Bad Is Your Debt Vulnerability?
The American consumer is looking at a very scary environment! He/she is also becoming more and more vulnerable to serious debt collection issues. The new bankruptcy law, increased minimum credit card payment, tightening of debt counseling options, exceptionally easy access to very high credit ...
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Senior Debt - A Growing Problem
Chris Tapp, UK deputy director of Credit Action, said: "Retirement should be a time for some well-ea ed relaxation, but for all too many it is a time of financial stress… when we consider that inflation hits the over-60s hardest, pension provision is looking increasingly shaky, and we ...
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Article
5 Steps To Change Any Habit
If you want to change any habit, change the actions that produce the habit. Within this article you will learn the most powerful 5 step system I have ever seen to change any habit plus 2 key bonuses that add rocket power to your efforts. Success Consider the following definition: Success is a ...
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Article
Bankruptcy –Is It The Last Option Only?
Bankruptcy is available when all other debt payment measures have failed and the unpaid debt is simply beyond the means of the consumer to repay. It is essential, then, to understand debt options prior to bankruptcy and to determine which debt repayment method is the least detrimental. ...
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Divorce, Debt & Credit... Facts you need to know
Before a divorce, during, and after getting a divorce you need to conce yourself with credit... credit establishment, credit files and credit scores. Though divorce and credit is a conce for both men and woman, woman tend to have the greater credit difficulty due to societal standards. ...
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Article
How To Curb Your Spending
The Federal Trade Commission (FTC) says, "If you or someone you know is in financial hot water, consider these options: realistic budgeting, credit counseling from a reputable organization, debt consolidation [debt negotiation], or bankruptcy. How do you know which will work best for you? It ...
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Article
Is a Home Equity Loan a Wise Decision?
When the month continues to live on well after the money is spent, a very logical approach is to utilize the equity in your home to alleviate the pressure. But is this a good idea or a bad one? Take a look. Consolidating may free up your dollars, but at what cost? Usually consolidating debt ...
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Article
Credit Cards - They are Just Like Drugs
Credit cards are just like drugs. There is no better analogy. They offer short-term pleasure and long-term pain. They give the illusion of having more money than you actually do. Then you live with less because each month a portion of your income is siphoned away paying past credit debt. A ...
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Websites & resources
SelfGrowth-published websites, downloads, and contributor profile websites connected to this expert.
Website
Learning Credit and Debt Management
Mike is a consumer advocate,offering you, the consumer his passion, integrity, and extensive experience in the field of credit and debt management on this his newest site without having to bend to the powers of the credit and counseling industries.
February 5, 2008
Website
Free Debt Elimination Mini Course
Did you know the average consumer can eliminate all debt including the mortgage with the money currently earned in an average 7.5 years?
February 5, 2008
Website
Net Audio Ads
This is a free opportunity for you or your company to share in billions of dollars of new found advertising revenue that was formerly reserved for major television networks. It could be worth a great deal in revenue for you and your site. All it takes is a 5 minute visit to learn more.
February 4, 2008