Noreen Ruth
Free
Online Dating and Relationship Advice Expert
Noreen Ruth Quick Facts
- Main Areas
- relationships, online dating, credit cards
- Career Focus
- Freelance Writer, Blog Author
A writer for DateShowcase.com, an online resource to research and compare online dating sites and services, Noreen Ruth specializes in providing helpful insight and advice about love, dating, and relationships. Just like many so-called "relationship experts" out there, Noreen doesn't have credentials to back-up the title but she has decades of real-world experience.
Finding your soul mate can be a frustrating time, especially if you're looking for one at a bar or through friends' of friends. Compare the best date sites to find the one that will work for you. There are Internet dating services for just about interest and each site has a different database of potential partners. Be patient, read dating articles and tips, relax and be yourself and you're bound to find your life partner.
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Article
Three Credit Card Benefits to Stay Away From
Credit card holders are offered many perks in an attempt to lure individuals into being customers for the long haul. Most of these benefits are provided to holders for free, but are not always the “perk” they seem to be. While some benefits may actually be help, here are three you should definitely stay away from.
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Phishing and Vishing Identification Schemes
Protecting ones self from the constant development of new scams requires consumers to be vigilant in protecting credit and financial information from getting into the wrong hands. The credit card industry in the United States alone has as estimated $8.6 billion in fraudulent charges annually. Fraud charges are responsible for substantial damage to consumer credit ratings.
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Trust: The Basis of a Healthy Relationship
Building a healthy relationship takes time and effort on the part of both partners. Establishing trust is the foundation of every long-term relationship. Knowing that what you say to each other can be depended on and that you won’t be inclined to question the sincerity of our partner is trust. ...Building a healthy relationship takes time and effort on the part of both partners. Establishing trust is the foundation of every long-term relationship. Knowing that what you say to each other can be depended on and that you won’t be inclined to question the sincerity of our partner is trust.
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Understanding the Differences Between Credit Score and Credit Report
Contrary to the misguided idea of credit reports and scores being the same, they are very different financial factors. It’s important for all people to gain a true understanding of what each of these aspects of personal finance are and how they differ. Each of these factors will impact your ability to receive a line of credit in its own way. Your reports and score will allow you to see what may be hindering credit approvals and what is working in your favor. A Credit Report
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Overcoming Compulsive Spending
Emotions can have an immense impact on the way you spend your money. And the emotions that can affect shopping habits run the gamut from happiness, sadness, frustration, anger and you name it; it may trigger a desire to buy something to fill the void, stop or extend the feeling. The only way to overcome the emotional compulsion to shop is to recognize what you’re feeling, admit to the consequences of your spending and find ways to deal with your feelings in a more constructive way. Fleeting Joy of Credit Cards
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Choosing Your First Credit Card
Caution should be used by anyone looking to get started with his or her first credit card. The industry provides a ton of different offers geared towards beginners, along with many attractive offers that should only be used by the more experienced credit user. First time card holders will have to prove they can handle the responsibility of repaying borrowed money before they are rewarded with lower interest rates. High interest is just one of the burdens of being a first time card holder. When choosing that first card, here are a few tips to keep in mind. Reasonable Credit Limit
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Is it true love?
It's one of the universal questions no matter where in the world you live, whether you're a teen or a senior, male or female. "Is this love?"- a futile question except for the one asking. Only he or she can provide the answer. And when emotions are involved, answers are never simple. Subtle signals and confusing emotions make the question even harder to answer, but there are signs. Head in the Clouds
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Convincing yourself doesn't win an argument - learn to fight fair
Comedian Phyllis Diller once said, “Never go to bed mad. Stay up and fight.” Or another bit of her advice, “My recipe for dealing with anger and frustration: set the kitchen timer for twenty minutes, cry, rant, and rave, and at the sound of the bell, simmer down and go about business as usual.” Depending on the situation, either strategy may help to resolve an argument or feelings of frustration.
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How Unused Credit Cards Effect You
There are a variety of reasons a person may have multiple credit cards accounts open. Some are attracted by the offers, low interest rates and even saving money by transferring balances onto a new, low APR credit card. Is it best to close the old accounts or keep them active? What effect will old accounts have on a persons credit score? While there are no exact answers to these questions, one can establish a well educated guess by learning a few simple financial factors.
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How to Handle a Debt Collection Call
A feeling of hopelessness can sometimes prompt a person to stop making payments on an overdue account. This action is never a good choice. Your creditor will send the delinquent account off to a collection agency once they have exhausted themselves trying to get you on track. Its important to be prepared for what comes next in the process of collection a debt, especially that collection phone calls. You have rights! Expanding your education on these rights will help you avoid unnecessary arguments and agreements that are not in your best interest.
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Credit Card Rewards for Charity
Reward credit cards provide people with an opportunity to get a little extra by simply using credit for purchases. While there are tons of different personal rewards available for consumers to choose from, some individuals selflessly use the rewards programs to earn extras for charity. Chances are, it you have a charitable preference, you will be able to find a reward credit card that will apply your earned rewards towards the cause.
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Five Institutions that Check Your Credit Report
Consumers with a credit history have separate credit reports compiled by the three nationwide consumer-reporting agencies. By reviewing these documents, a lender can tell how responsible an individual is with their finances and help them determine whether to extend additional credit. Just as your credit report isn’t determined by one piece of information, your report is just one aspect that a lender considers when reviewing your loan application. Other things that come into play include your level of income, length of employment and the type of loan you’re requesting.
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Get Debt Relief Now - We Can Help
If you have problems with credit card debt, unpaid taxes or loans - don't stress. Our debt relief solutions can help! We provide debt consolidation & management, debt settlement and other debt reduction services. Fill out the form to the right for a free evaluation. It's 100% confidential and there's no obligation.
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Best Online Dating Services
Compare best online and internet dating services. Find date and matchmaking sites that suit your personal needs and interests.
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