Todd Smith
CFP, CLTC
Free
Financial, retirement planner Expert
Todd Smith Quick Facts
- Main Areas
- Financial coaching, planning, empowerment
- Career Focus
- Business Owner
- Affiliation
- Financial Planning Association, Shared Vision Network
Todd Smith is a financial writer, speaker, coach and fee-only financial planner located in Colorado Springs, Colorado. However, he works with small business owners and families all over the US including Colorado, Arizona, and Califo ia. He is passionate about financial literacy and has served as an advocate of financial freedom across all demographics through education and writing. He currently writes, teaches personal finance classes, and continues to provide comprehensive financial planning and wealth management solutions for select clients.
Articles by this expert
SelfGrowth articles and saved writing connected to this expert.
Article
It’s Not Too Late To Make Some Financial Resolutions
New Year’s Day may have come and gone, but that doesn’t mean you shouldn’t make some resolutions to improve your finances. Taking care of your financial business early in the year could help keep your finances in shape in 2008 and beyond. I just finished going through my own financial resolutions and wanted to share some reminders with you. Here are five things to do NOW and throughout the year to transform your finances and your life. Improve your relationship with money.
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What Are Your Money Messages?
Modern society constantly inundates us with conflicting messages — especially when it comes to money. On the one hand, advertising touts the allure of bigger and better homes, the fastest cars, and the coolest new high-tech gadgetry.
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How Money Our Messages Affect Our Relationships
Many of us value our relationships, romantic and otherwise, above all else. We share laughter and love, while supporting each other through challenging times. But how do we mingle our finances and our relationships, if at all? Conversations about money often seem disparate from the connectedness and intimacy we share with each other. Are relationships and money talk really paradoxical? Considering how many studies list financial issues as a leading precursor to relationship conflict, the obvious answer may be yes.
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Money CAN Make Us Happy
For many individuals, money is a topic that falls beyond the realm of who we are, what we stand for and who, as people, we want to be. In reality, however, our money behavior and money beliefs are intricately and indelibly connected to our greater belief systems. Many challenges we face in life and with our money are tied to this co-created reality we believe to be true. To fully understand ¯ much less, alter ¯ our relationship with money and our money beliefs, we must first examine our greater belief systems.
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Now Is a Great Time to Talk Money
Growing up, we always knew when the household bills came due. There was always a day or two when my sisters and I dared not bother our mother, who had the responsibility of paying the bills and balancing the checkbook. Frankly, we quickly learned to just stay away at that time. Those couple of days were always shrouded in a heavy, anxiety-laden atmosphere, looming like Phoenix’s smog blanket waiting for a storm to wash it away. In retrospect, I wonder what my father’s role was; he never seemed to be present, emotionally or physically.
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Preparing for a Pending Paradigm Shift
Since the New Deal, government programs that support our financial success have been a consistent part of our social fabric until now. With questionable social security solvency and dwindling numbers of traditional pension plans, recent public policy has shifted towards more personal ownership and creating unprecedented individual savings opportunities. However, new opportunities breed new responsibilities and we must question whether individuals are prepared for such a societal paradigm shift.
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Acne Treatment Options
Prom night is a day away. You have your dress for the prom. Your friends have arranged for an escort. However, when you wake up there it is right on top of your nose is a zit, an ugly acne that you cannot hide with any acne treatment. What will you do? Freak-out, hide behind the closet or cry your heart out because you will miss the prom night. You need not do this, I can help you with some proven acne treatments to ensure you will not miss the occasion.nnAcne is a problem mo
November 28, 2007
Article
Thinning Hair Causes And Treatment
Both men and women, of any age, can experience thinning hair problems, and so therefore it is understandably an issue that needs to be taken quite seriously into consideration. Not only can thinning hair be distressing and negatively affect one’s confidence and self-esteem, but as well it can be the sign of a more serious underlying problem or even a deadly disease such as cancer. nnThe CausennThere can be different causes in different cases, however all hair loss probl
November 27, 2007
Article
Acne Treatment Diagnosis
Do you experience acne more often than the others? Are you adult experiencing acne? Are you worried it will not go away? Acne is a problem for many people; however acne is not a disease. There are ways to clear acne using effective treatments and there are also ways to avoid developing acne. Let us discuss in this article a few acne treatments and some tips on how to avoid developing these blemishes.nnTypes of acne treatmentsnn• Medicationn• Facial treatmentsnR
November 19, 2007
Websites & resources
SelfGrowth-published websites, downloads, and contributor profile websites connected to this expert.
Website
Financial Coaching and Education
Cause to help keep kids safe online and with cell phones
Recently added
Website
Retirement Planner & Wealth Manager Colorado Springs, Denver and Nationally
Retirement income planner, Financial retirement Planner, Colorado Springs. Level 5 Financial Financial provides retirement planning income strategies, tax-free retirement, wealth management in colorado springs, denver and nationally.
November 15, 2020
Website
Azmyth Financial
Financial planning, coaching, and education firm that aims to empower individuals to be better stewards of ther finances and their lives.
August 14, 2009
Website
Hair Loss Advance
Offering facts and information about hair loss for people experiencing thinning hair.
December 3, 2007
Website
Revivogen Hair Loss Treatment
Offering an anti-DHT hair loss formula created by Board certified Dermatologist Dr. Alex Khadavi, M.D.
December 3, 2007
Contacting Todd Smith
todd@level5financial.com
(719) 323-1240