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Articles by Kim Kirmmse Toth

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98 articles by Kim Kirmmse Toth · showing 50

Browse every published article connected to Kim Kirmmse Toth, or search within this exact expert archive.

By Kim Kirmmse TothRecently published1 topic

Simple Launch Secrets

You have heard this many times before but we all need to be doing more launches! And I can honestly say I have done more than enough launches that have failed. Which in the end means I didn't get the sign ups I was hoping for. Clearly something was missing from my process. Let's go through this step by step. This is only one article so I can't go into a lot of depth but hopefully I can get you thinking in the right direction.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,170 views
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By Kim Kirmmse TothRecently published1 topic

Niching, Ideal Client and Tribe, Oh My!

I have written so many articles on everything in this title it's almost crazy. And so have most other business coaches. Why? Because it's just that important. Think about it. How will you design a website, even a one page website, if you don't know who you are talking to or what you're talking about? You can't. When someone ask you that dreaded question " So, what do you do?" are you just going to say "oh a little of this and a little of that." No, of course not. First of all, you cannot serve the world. You cannot help the world. You cannot market to the world.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,122 views
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By Kim Kirmmse TothRecently published1 topic

Faith, Action and Determination Required for Business Growth

I talk a lot about building a business around your life. I do so because I think it's so darn important. As women after 50 we have probably raised our children but we may still have aging parents who need our help. As in the title of this article, it certainly does take faith, action and the determination not to throw in the towel and quit when times get challenging.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,290 views
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By Kim Kirmmse TothRecently published1 topic

What Would a Live Retreat Do For Your Business?

Seriously, have you ever considered that? I know I thought about it and thought about it and thought about it until finally I just did it. Seems like it took me forever to make that decision and now I wish I had made it so much sooner. When you do a live retreat or a conference it really makes you put together all your material in a format that flows. It makes you look at what you should keep because it's really great information and it also makes you realize what you can get rid of.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,016 views
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By Kim Kirmmse TothRecently published1 topic

The 3 Commandments of Business: Knowing, Liking and Trusting

This seems to be a very popular topic as of late! I believe it's always been around, how could it not be, it's so logical? But as logical as I and probably many of you think it is, it's amazing how some people just don't seem to get it. The reality is if you want to attract and keep clients, you have to figure out ways to get them to know, like and trust you.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,063 views
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By Kim Kirmmse TothRecently published1 topic

Boomer Women: When Work Interferes with Your Life & How to Change it

Has your work ever interfered with your ‘other life?’ That ‘real’ life that does not include work, even if it’s work you love? What I mean is true leisure. Not thinking about, planning about or doing anything even close to work. I am talking especially for those of you entrepreneurial types.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,719 views3/5 (1)
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By Kim Kirmmse TothRecently published1 topic

5 Ideas for Starting the New Year Out Feeling Refreshed

I had some real plans for how to spend my less busy time during the holidays. From December 19th to January 1st I only had 1 client each week. Wow. Certainly different than my usual week! Here are some of the things I accomplished and feel really good about. If any of these actions look like something that you need to do to start the year out fresh then keep reading.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,580 views4/5 (1)
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By Kim Kirmmse TothRecently published1 topic

3 Secrets to Networking Your Way to Success

Networking is a requirement if you have your own business. I mean, it's not a law in the legal sense, but it almost should be. Here is Secret #1: Be consistent. Your networking needs to be consistent. That means you have several groups that you attend on a regular basis. It may be tempting to only go network when you have a new product or service you want to promote but that will backfire on you. Others may notice that you only show up when you are selling something.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,465 views
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By Kim Kirmmse TothRecently published1 topic

Strategies for Your New Year's Marketing Plan

So many coaches I work with are so darn creative I am constantly impressed. And I consider myself creative too. But did you know there can be a downside to that creativity? Speaking for myself, and I also know from other coaches that I have worked with over the years, we can get too caught up in the details. You can put so much pressure on yourself to get so many things done and you keeping plugging away which is admirable, but most of those things are not revenue producing.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,289 views
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By Kim Kirmmse TothRecently published1 topic

How Successful Are Your Habits?

How are you at setting goals for yourself? You all know how important goal setting is. At least I assume you do! But there is one part in that you set goals for yourself, personal and professional. And then there is that other piece which is the tough part and that is following through and actually doing what you 'said' you would do! The one thing that I learned many years ago is the importance of breaking the goal down into small chunks. So often we set lofty goals for ourselves then get overwhelmed because they seem HUGE.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Are You Prepared for Your Retirement? Most of You Aren't

I read a lot about the lives of women after 50. Being one myself and even though I am a business coach, clearly there are other things going on for us. One of them is our retirement. It's frightening out there and most women do not feel confident. How are you going to support yourself in your older years? One very sad statistic is that 50% of women fear becoming a 'bag ladies'. That's half of all women!! And yet, another statistic says women control a larger share of personal wealth in the U.S. than ever before by 66%.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,436 views
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By Kim Kirmmse TothRecently published1 topic

How Do I Create My Signature System?

Well, maybe your first question is why do I need a Signature System. Your clients will love them and your life will be much simpler because you will know exactly what your presenting to them and when. It's that simple. Let me review a few of the reasons why right here. • Clients will love that you have a system to offer them because it makes their life much easier knowing they will follow the system you have created for them. They don't have to come up with one on their own, you will lead them and they will have confidence in you.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,217 views
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By Kim Kirmmse TothRecently published1 topic

Does a Change of Seasons Equal a Change in Business?

It certainly could! That piece is totally up to you. With spring dancing around and teasing us with its hint of warmer weather, green grass and flowers, there are many opportunities at hand. Many of you have been cocooning in your warm house with the fireplace going which is fine and wonderful and I love that too! But then spring comes closer, being able to go outside without the boots, coat, hat and gloves makes it seems so much easier doesn't it?

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,241 views
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By Kim Kirmmse TothRecently published1 topic

Gratefulness for Every Day of Your Life and Every Decade of Your Life!

I know that probably sounds very woo woo or simplistic to you but don't you think that it's possible? I believe it is. Having just turned my 6th decade a bit before a holiday of gratefulness I do truly believe it. All the big Positive Psychology gurus will attest to this. They have done many studies and proven that being grateful every day can change your life. There are other things of course, as well, but this article is about gratefulness. -Grateful you made it to you next birthday.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,095 views
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By Kim Kirmmse TothRecently published1 topic

Building Your Network To Thousands!

Do you want thousands of highly qualified people in your network? Of course you do! Do you have something to offer people that they really, truly want? That’s the ticket right there. Keep in mind it’s about giving people what they want, not what you think they need. You can give them what they need at a later time. To build your network there are many direct methods. • Article writing & submitting • Social media • Blogging • Getting involved in discussions • Speakingrnr

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Be Honest. How Much Money Will You Have to Retire On When You Stop Working?

I wonder how many of you even know. I'll bet a lot of you don't know. Or you kind of know but not really. It's vitally important for you to know. For some of you, if you have a more 'elaborate' retirement planned (lots of travel etc) you will need more than someone who has very simple wants and desires. There certainly is no right way but you need to know your truth. One of the lucky things about being a woman is you generally live longer than men. Wonderful!! But you will need more money.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,610 views
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By Kim Kirmmse TothRecently published1 topic

5 Tips on How to be the Best Grandparent Ever!

Isn’t it grand being a grandparent? You probably don’t want to be called Grandma or Grandpa because that would make you seem older than you believe you are. You’ve probably come up with some clever name for yourself, which is great. But do you want to know how to be the cleverest grandparent of all? The key is to keep the grandkids happy as well as the parents. Here are some tips to help you along the way: * Start a tradition with your grandchildren. Think about what your common interests are and what activities that are related to them.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,721 views
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By Kim Kirmmse TothRecently published1 topic

A Successful Business Strategy: There Are No Competitors Only Partners

Does that sound pie in the sky to you? Does that make me sound like I don't live in the real world of business? Trust me I do, after 25 years of working for myself, this has become more and more clear to me. Even as a therapist in private practice, it was a competitive world. In the world of coaching competition takes on a whole new outlook. If I really think about it most of my 'competiveness' comes from competing with myself. Can I do better at this than I did before? How can I make this program better than the last? How can I make more money than I did last year?

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,336 views
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By Kim Kirmmse TothRecently published1 topic

Is Your Business a Business or Are You Volunteering Your Time?

First of all let me say, there is nothing wrong with being a volunteer!! I have volunteered a lot in my life and always will. Right now I am a Disaster Mental Health volunteer for the Red Cross and I am Program Chair for a non profit for women divorced and/or widowed. I put a lot of time and energy into these two and I love doing it. That said I don't believe you want to be a 'volunteer' when it comes to your business. At least I surely hope not.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,133 views
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By Kim Kirmmse TothRecently published1 topic

Simple Steps to Launch Your New Product or Service: Part 1

You have spent all this time and energy to create a product or service and now you are ready to put it out to the world. It's easy to think, oh no, this is going to be more work than creating the product in the first place! Don't scare yourself that way. I am going to give you some step- by - step instructions that will make this doable and successful.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Business Basics for Start Ups and Seasoned On-Line Women Business Owners

Building a business from scratch is a very exciting time in the eyes of a solo entrepreneur. Usually it is something you have been thinking of for quite some time, not something where you woke up one day saying, "Wow, today I am going to start my own business!" It's a journey building and sustaining an on line business but I can personally tell you after 25 years of owning my own business it is well worth it. I can also share with you that you will be much better situated if you take the time to do your homework and your due diligence in the early days of your business.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Boomer Women: Ready for an Active Vacation?

Do you even know what an Active Vacation is? Let’s just say it’s the opposite of sitting on the beach with a book in one hand and an umbrella drink in the other. Not that this isn’t desirable at times, but more and more boomers want more action than that. Assuming you are a health-minded women, this type of vacation might be right up your alley! Have you ever thought of a Yoga Retreat or a bike ride through France (or Iowa)? What about hiking the Grand Canyon? Not only does your body get a good workout but so do your mind and even your soul.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Do You Love Your Home Office?

How would you describe your home office? Neat, tidy and organized? Chaos? I can honestly say my home office is often less than stellar. It's a project I am working on as I write this to you. I don't care how long this takes me; I am going to create my home office to be a place I really want to be in for however many hours a day. How much time do you waste just looking for something? You know you have it on your desk somewhere, right? Here are some tips to help you:

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,379 views
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By Kim Kirmmse TothRecently published1 topic

Creating and Sustaining Happiness in Your Business and Your Life

I know there is a lot of talk about the importance of being happy in your life and in your business. It's important to include both in your overall happiness because if you are not happy in one, the other will suffer. If you are not happy with your life, your business will suffer because of it. And vice versa, not happy in your business, your personal life will suffer. My suggestion to you is to put your life first. I always talk about building your business around your lifestyle.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,159 views
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By Kim Kirmmse TothRecently published1 topic

Does a Change of Seasons Equal a Change in Business?

It certainly could! That piece is totally up to you. With fall dancing around and teasing us with its hint of cooler weather, trees turning yellow and orange (and we had snow last week, not much but snow none the less, there are many opportunities at hand. Many of you have been cocooning in your warm house and outdoor activities which is fine and wonderful and I love that too! But then fall and winter comes closer, not being able to go outside without the boots, coat, hat and gloves makes it seems so much like maybe it's time to buckle down. At least it does that for me.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Ezine Elegance: How to Generate Ezine Content With Ease

Don't make this harder than it is! You must have a way to keep in contact with your list. You simply must. There is no two ways about it. Don't over think it and then decide it's too hard so you don't do anything. You cannot have an on-line business without a consistent way to keep in touch with your list.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Add a Revenue Stream to Your Business This Year Using Virtual Retreat Days

You know you need to add another revenue stream to increase your cash flow, but which one? There are so many directions you can go in, how do you know which is right for you? You could do a Telesummit, start a membership site, create a Platinum, high ticket coaching program.........the ideas are limitless. Since my theme song is Simple and Elegant, my first choice right now is a VIP day, also called a Virtual Retreat Day.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

5 Simple and Elegant Ideas for Marketing Your Business During the Holidays

The Holiday time can be a challenge and you may think this is a terrible time to market your programs and services but let's think about that again! It seems like I have gotten more holiday cards earlier this year than usual. I have barely even thought about them yet so I best get going! The Holidays are actually a good time to do some things differently. It's a time to offer something that you might not usually offer. Here are some ideas for you and I am sure you can come up with more ideas on your own; these will just get you thinking in the right direction.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Count the Ways to Start Planning for Your Summer or Your Retirement

What does planning for your summer vacation and planning for your retirement have to do with each other? I can just hear some of you saying “they have nothing to do with each other” and others saying “they have a LOT to do with each other.” What do you think? I have been working and learning in this area of ‘retirement’ for many years now and I have learned a lot from all of you. When baby boomers plan for a vacation they consider many things such as: • How much time do we have • How much money can we spend • Where would be a exciting/happy/relaxing place to gornr

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Affluent Boomer Women in this New Environment

Do you believe you are financially comfortable? Possibly more than comfortable? You were able to work less or not work at all while you raised families or cared for an aging parent. That was then, this is now. This is the New Environment. You may not realize it but 78% of the job lay offs have been men. So, what does that mean for you? It means you are returning to the work force in droves.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

3 Simple Secrets to Your Success

The goal here is not to make things complicated, but keep them simple. KISS. There are lots of secrets to your success but I will highlight only 3. Be very clear and honest about your value. If you aren't clear yourself you will never be able to demonstrate this to potential clients. When you know your worth, when you know your value you will feel much more confident and, the best news? You will be able to charge more because you know you are worth it and you know you can genuinely help your clients get the results they are looking for.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Holiday Success: Starting Out With Family

What is your tradition for family meals during the holidays? Do you have one? I bring this up because, as a Licensed Clinical Social Worker for 23 years in private practice, I've heard it all: from great times to grim times. When you think of gathering everyone together, do you cringe? I am happy to say I actually love it. I love having as many people as possible. I start planning at least a month in advance, gathering recipes, decorating the house and just getting excited to get everyone together.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Boomer Women: Are You Rethinking Your Retirement Date?

If so, you are certainly not alone. Also, women are more apt to extend this date then men. Women earning $75,000.00 or more have a six out of ten chance of delaying retirement. Those are high numbers and now there is even a term for this. If you are one of the six, you are part of the Threshold Generation, a term coined by the Pew Research Center’s Social & Demographic Trends Project. Are you one of the women on the ‘threshold’ of retirement?

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

As a Women Business Owner, Where Did You Get Your Gumption?

Courage, guts, nerve, bravery, common sense, good sense, horse sense. That is what I get when I put my mouse over the word 'gumption' and right click. Do you have gumption? How did you get it? I have no doubt that you have gumption. You would have to have it if you own your own business. Women entrepreneurs, (and you men also) take a risk; take a leap of faith, to do what you do. It's much easier to just get a pay check every other week with insurance benefits than to do what you do. You are brave. I know this may sound like a crazy question, but where did that come from for you?r

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

How Networking Savvy Are You?

You all know that networking is an extremely important part of owning your own business. That said, it doesn't mean you relish the thought of doing so. It means getting dressed and looking nice so you make a good impression on people. You have maybe 10 seconds to make an impression and if it's a bad one?? It's hard to do a Do Over. I was at a conference a few years ago and a very successful 7 figure coach was there. In her pictures she looked great. But in person? Oh Dear.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Are You Ready to CRUSH It?

No matter what month it is, you have the opportunity to make your business better and stronger every day. You know it is in your own hands, right? Yes, it is totally your responsibility. This is not something you can blame on others. I know because I tried to do that!! It did not work. Bottom line is it is up to you. So, what can you do, right now, to make your business better and more financially stable?

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Are You a Competitor or a Collaborator?

When I was growing up as a child and adolescent I was pretty competitive. I was a gymnast, a swimmer and snow skier and water skier. We were in teams of course, but individually we were competitive. As a team we collaborated. My own daughters grew up the same way with soccer, tennis, swim team and a variety of other team sports. None of us is cut throat of course, but we like to win. I still like to win! This is where how we live our lives and how we run our businesses take a different path.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Knowing your WHY will lead you to Wonderful and Beyond

How well do you really know your spirit? How well do you value your beliefs and your mindset? I know you want to build a successful coaching business and I know you want to do it in a successful manner, now. Before that can happen however, there are a few items that need to be put into place. And when I say this I am not talking about your website or opt-in box. That’s the practical stuff and clearly it’s important but first things first.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Is It Time to Add a Platinum Program to Your Business?

I suspect it is. Even if you are a newer business, once you have your free pieces in place and have your Signature System, you can offer a high end program. You can run this as a group program or you can simply create a program for individuals. Statistics have proven that 20% of your list wants a higher level program. The nice part is you do not need a big list! There is an exclusivity feeling with Platinum. People like to feel special and cared for and this is the perfect way to offer that.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

How Accountable Are You?

Any entrepreneur or small business owner knows how important it is to be accountable. Are you accountable to yourself, accountable to your business and, at times, accountable to others? It is the same as simply being responsible and answerable. You hear this term more and more often it seems. For those of you in business, being self-employed, if you were not accountable to not only yourself but your clients, you would have no business. But today, I want to talk about how you hold yourself accountable.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,220 views1/5 (1)
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By Kim Kirmmse TothRecently published1 topic

How Do You Prioritize Your Priorities?

Do you have an entire notebook page of priorities for things you need/want to get accomplished? Or possibly is your list 2 or 3 pages? I am in that situation now! Maybe it’s the change of seasons, but it always makes me look ahead at what I want to accomplish in the next 3-9-12 months. Now clearly I can’t get them all done at once, and some require faster action. Definitely I need to do a list building event before I offer other programs and services so that I have more people to offer it to.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,227 views2/5 (1)
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By Kim Kirmmse TothRecently published1 topic

Boomer Women: Ready to Change Your DNA?

You have heard people say “It’s in my genes” or “It’s in my DNA” which basically means that it’s just the way it is so I can’t change it. “My parents, grandparents, great grandparents were all diabetic, or overweight or died of cancer. There is nothing I can do about it.” Sorry to take that excuse away from you but from what I have been hearing and reading there actually are things we can do to basically change our DNA. Your genes are not your destiny. You actually can do things to change them.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,701 views5/5 (2)
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By Kim Kirmmse TothRecently published1 topic

Mastermind Your Way to Business Success

Do you ever feel isolated in your home based coaching business? Would you like a situation which will energize you, and raise the bar on your own business as well as others? I strongly suggest you find yourself a Mastermind group. I have been in many myself, both live and virtual and they are both fantastic ways of taking your business to the next level and being connected with other people.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Ezine Ease: Keeping in Touch With Your List Without Losing Your Mind

I know you know this. I know you know you must keep in touch with your list, your tribe, and your peeps. The problem is that sometimes it just seems like such a daunting task! You see what some others are doing and quite frankly, it probably looks like a ton of work! You can keep it simple. I encourage you to keep it simple. The reality is you must keep in touch with your list at the very least.....monthly.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

3 Secret Ways to Increase Your Credibility With Potential Clients

You're new to building your business. You have been in business for some time now but you don't have as many clients as you wish. Either way one of the tricks is to figure what the missing piece is. Where is the disconnect? Is it the marketing? Is your niche not tight enough? Does your website need work? All of those, and more, are possibilities but today let's talk about 'credibility'. This is the piece where people believe you are the real deal and they want to have a business relationship with you.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

How important is an Ethical Will to Boomer Women? Very.

Ethical Wills have been around for many generations but seem to be regaining their strength. That may be simply because many of you are getting to the stage in life where you begin thinking about what you are passing along to your children or other loved ones. Another term for Ethical Wills might be a “Values and Vision Statement.” In a nutshell, it is a tool for passing your memories, values and traditions to your loved ones and future generations. Keep in mind that an Ethical Will is not a legal document.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,534 views2.8/5 (4)
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By Kim Kirmmse TothRecently published1 topic

What Keeps Your Potential Clients Awake At Night?

This is a really, truly important question that you should know the answer to. Do you? You know how often I talk about Niche. And you know how I believe it's so important. You also probably know, if you have known me for any length of time, how important it is to know who your Ideal Client is. (If you aren't clear about these 2 important pieces of business let me know and I can help you with this!!) So, I am going to assume now that you know your Niche, you know the people you want to work with, your Ideal Client.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,268 views
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