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Articles by Kim Kirmmse Toth

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98 articles by Kim Kirmmse Toth · showing 48

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By Kim Kirmmse TothRecently published1 topic

As a Women Business Owner of a Home Business, How Many Days Can You Go Without Feeling Guilty?

I've been wondering that a lot lately it seems. I appear to be going through a period of time where I am not getting done the things I believe I just have to get done. I have this whole list of certain things, work things, that I really want to complete so that I can offer them to you, to share them with you. And since I just put a load of towels in the washing machine, I realized I need to be more vigilant. So, I have set my kitchen timer that is on my desk to 30 minutes and I am not budging until I finish this article to you.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,268 views
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By Kim Kirmmse TothRecently published1 topic

No One Is Signing Up For My Stuff!

You work so hard getting a product or service ready that you know everyone is going to want... but no one is buying! We have all been there. I know I have been there and it's not a fun place to be. You love your clients and the others on your list, in your data base. You even asked them to answer some questions on your survey and you thought you were giving them what they said they wanted. So, what went wrong? Here are some thoughts:

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,195 views
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By Kim Kirmmse TothRecently published1 topic

Business Startup Basics: What Do You Really Need to Get Started in Your On-Line Business?

My motto is Simple & Elegant and I try to run my business that way, as well as my life. It can be very frightening starting an on-line coaching business, or any business for that matter. But please don't let that get in your way. Sure, there are steps you need to take but if you do them one at a time, sure enough you will have a business. Some basic suggestions:

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,414 views
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By Kim Kirmmse TothRecently published1 topic

How Committed Are You?

I know you are committed at least on some level or you wouldn't even be reading this article. But seriously, how committed are you to make your business really be a success? By being successful I mean how much money are you really making (and keeping) and how many people are you helping? I was lucky enough to see a 15 minute clip of a very energetic and earnest preacher T D Jakes and his whole sermon was about commitment. He spoke about your commitment to your family, to yourself, and to your work.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,271 views
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By Kim Kirmmse TothRecently published1 topic

Boomer Women: Have You Had That Crucial Conversation With Your Husband Yet?

The answer is probably a resounding “No.” Or maybe you’re not even sure what that Crucial Conversation is. This conversation is about how you are going to live the rest of your lives together as a couple. On one hand, this may sound pretty simple but when you really dig in and start talking, you may be in for some big surprises. Or you may think it’s just not all that important. But you are wrong. It is very important.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,562 views3/5 (1)
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By Kim Kirmmse TothRecently published1 topic

Creating Titles That Sell Your Products and Programs

Poor titles will keep you poor. Now, that's a pretty powerful statement isn't it? It really doesn't matter how good you are, the first thing that people read or hear is your title. It will immediately get them to click to get more information or they will simply delete. You might have the greatest program or product around; you might be so passionate to help people and have the best signature system, but if they don't get past the title it hardly matters.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

2 Designs for Adding Virtual Retreat Days to Your Business to Help Your Business Soar!

A Virtual Retreat is a vehicle for helping your business reach new financial gains. I have done many and just love the ease and the transformations that can occur in a short period of time, as well as generating income. These VIP Days are wonderful when people don't want to travel due to expense, family responsibilities or simply because traveling can be so frustrating these days. There are 2 different designs that I use for my Virtual Retreat Days: Design #1: 1-1 VIP Virtual Retreat Dayrnr

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,396 views
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By Kim Kirmmse TothRecently published1 topic

Is There Really Anything to the "Summer Slump?

I used to think there was. I used to think that everyone slowed down in the summer and picked up again in the fall. But over the years I have changed my tune on that. The good news is that so many people really believe in the 'summer slump' that they in many ways just stop working on their business. They assume that everyone does this, that no one is buying, no one is doing anything but laying around in the hammock and maybe 'dead heading'!

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,139 views
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By Kim Kirmmse TothRecently published1 topic

3 Steps for Gracefully and Elegantly Establishing Boundaries in Your Business

I hear many times from entrepreneurs that they feel like their clients are running their business that they feel like they are at their beck and call. This certainly can happen when you are new in business but it also happens to seasoned business women. I believe this affects us women more than it does men. We are the pleasers, we want everyone to be happy and will bend over backwards to make that happen. The problem with this is that you will burn out sooner, feel frustrated too often and I'll tell you, these clients probably won't be happy or satisfied anyway.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Ten Ways How You Can Make Money With Coaching

Are you stuck? Do you feel afraid? Are you confused what you should do next? I have been in all of those places so I get it. I know how awful it can feel. But I also know how I got myself out of those feeling and I can help you get away from wondering why in the world you started this business anyway. I am going to assume, for the sake of this article, that you have some sort of a list; you have people who like who you are and what you do. And hopefully, this is a targeted group of raving fans.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Pushing Through When Staying Stuck Seems So Much Easier

I know you can't be a woman 'of a certain age' which is who I generally write for, and have never been stuck. This can be a time when you were stuck in your life or stuck in your business. Even the word 'stuck' has that 'uck' factor. Yuck. Muck. It happens to everyone. I don't know a person in the world that hasn't been to that place.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,344 views
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By Kim Kirmmse TothRecently published1 topic

Why Should You Care About Your Financial Future?

Why? -Because you need to. -Because the statistics are very grim, very scary. -You live 5 years on average, longer than men. -You make less money than men, overall. -You are much more likely to be poor. -Most of the residents in nursing homes are women. I know you have heard these stats. I talk about them all the time and so do many others. So, what are you going to do about it? You certainly can't leave it in the hands of someone else. At least, that is my personal opinion.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,343 views
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By Kim Kirmmse TothRecently published1 topic

7 Secrets to Designing a Simpler Business for Your Life

I have this phenomenon that has been going around in my head and heart for the last few months. I want my business to be simpler. As may be true for you, I have been through stages in my business where I have been too stressed, too overwhelmed and too exhausted. I was working too hard and often felt I was just spinning my wheels and not really moving forward in spite of all my hard work. As my business has grown I have realized I needed to make things work more smoothly and easily.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,460 views2/5 (1)
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By Kim Kirmmse TothRecently published1 topic

5 East Ways to Have a Positive Relationship With Money

Have you ever noticed how uncomfortable some people get when the subject of money is brought up? Probably one of the most awkward questions you could ask someone is "How much money do you make?" At least that was how I was raised. You just didn't talk about it. It was rude. It was a secret that you kept to yourself. Is that how is it was in your house? Now, truth be told, I don't go around asking people how much they make. But there are a lot of people who are very open about this topic.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,420 views2/5 (1)
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By Kim Kirmmse TothRecently published1 topic

My Wish for All Boomer Women Is to Appreciate Who You Are

Isn't it grand being a woman? In all my decades of years I don't think I have ever wanted to be man. (Well, except when I am hiking or skiing) I think we are really special beings. I also believe we don't give ourselves enough credit when credit is due. And what do we say when someone says 'Thank you for all your hard work' we say, 'Oh, it was nothing'. What do we say when someone says to us "I just love your outfit" we say "I got such a good deal on this, with a coupon and it was a great sale!"

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

5 Ways to Use the Summer Slump to Build Your Business

It's summer. It's hot. People are on vacation it seems all the time. No one is signing up for your teleclasses or any other of the wonderful things you are offering. How are you supposed to grow your business at this rate? Well, maybe there are other things you can do instead of feeling badly or twiddling your thumbs. Let's take a look and see! 1. How does your office look?r

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
1,526 views5/5 (2)
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By Kim Kirmmse TothRecently published1 topic

Are You an Introvert? You Can Still be a Great Networker!

Just for the record, even extroverts don’t always like to Network! One of the best tips I think I can give you is go to a networking event with a purpose in mind. If you enter the room with no purpose it could feel very daunting and you may find yourself just wandering around aimlessly. You are not there to sell anything. If you are going to have an offer it might be for a free ‘Discovery Session’ to get to know them better, what they do and if you have any solutions for them.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Teleseminars to Products: Made Easy

If you haven't added teleseminars to your business yet, I think it's time that you do! They are easy to add to your existing business or if you are already doing them you can take them in a different direction, create products from them and much more. One of the best parts about Teleseminars is that they are so easy to run. All you and your clients need is a phone! You provide them with a Bridge Line where everyone can call in and that's it. It's that simple.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

How Political Are Boomers?

It’s no secret that Boomers make up the majority of the world population. Even while there is much discussed about the “graying of America, it is certainly not in a negative way. England and France have boomers as Presidents/Leaders. Hillary had a running chance to be added to that ...

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Do You Avoid Going to Networking Events Even Though You Know You Should?

If this is you, you are certainly not alone. I am an extrovert and I don't relish the thought of networking events either! I love being around lots of people, but networking is like a party with a purpose. The purpose is to meet new people or connect with those you already know. You might go there looking for a new client or looking for someone you might want to joint venture with. Let's go back to the title of this article and the word 'should'. You know you 'should' go to networking events but why? • It gets you out of your home officernr

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

How Free Strategy Sessions Can Move Your Business Forward

So, you have finally decided to start your own on-line coaching business. Now what? To have a successful business, clearly you need clients. And I don't want you to get into overwhelm so I will make this really simple. A strategy call is basically a free session you offer your potential clients. It's an opportunity for you to speak with people and ask them really powerful questions about their business or their life.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Is It Time for You to Step It Up and Run Your Own Live Retreat?

Have you ever had a time in your business when you felt you just really needed to take that big step, that really big jump to help your business move forward? Everyone kept telling me I needed to do a live event and how it would change my business. Well, the idea of that scared me to death! Seriously, I am an extrovert for the most part and love to be around people. But the idea of running a live retreat, by myself, for 2 days freaked me out. So, consequently I never did it.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

The Health and Peace of Purging Your Business and Your Life

As with any remodeling or moving you are in a position to make decisions for what to keep and what to purge. I have purged A LOT and ARC and Goodwill are very happy with me. That said, I have also saved some things. Closets were filled with prom dresses, ski jackets, other kinds of jackets and coats. All belonging to my adult daughters. Back packs, purses you name it. I would line them up on the couch and take pictures and text them to my girls. Do you want these? No. No. No. No. Oh, maybe save the prom dresses for Halloween.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

What Does Remodeling Your Home and Building a Business Have To Do With Each Other? Foundation

My daughters (Emily just turned 30 (EEEKKK) and 27 years) have been bugging me for years that I needed new carpet upstairs. And they were correct. But the thing was, I wasn't ready. I wasn't ready emotionally nor financially. It meant remodeling the master bath, the girls bath, painting and... then carpet. The very last thing. They kept saying, "Mom, just do the carpet first and then do the bathrooms." Nope. Doesn't work that way. I think they get that now. And starting your business and sustaining your business is the same way! Things have to be done in order.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Pick Up the Damn Phone to Get More Clients!

I realize that's a pretty bold title but I am serious about this. Attempting to build a business only doing things on-line will be like taking that "Slow boat to China" I know it feels hard. You know it feels hard, but do it anyway. Most people don't pick up the phone, which is why it is so powerful. It's like most people don't send mail through the post office, which is also more powerful than an email.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Is Summer Almost to a Close?

It hardly seems possible that it's almost mid-September. I don't think I really was paying much attention until all the stores are selling school supplies, and then I took notice. School? Already? Yup, our street will be really quiet with all the kiddos back in class. That also means everyone starts thinking about fall. And when you think about fall you think it's time to really get cracking and get back to work on your business.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Do You Have Enough Revenue Streams in Your Business? Do You Have Only One?

If you don't have more than one revenue stream please read this article carefully! By having only one income stream you are putting yourself in financial danger. Let's say you just work on 1-1 with clients. What happens when times get slow, like in the summer or holidays? Where will your income come from? We all need income right? Plus, with only working 1-1 you are constantly looking for new clients and not only can that be a pain, I don't want you coming across as desperate for clients because you will push potential clients away.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

When Life Simply Happens

None of us goes through life without any grief or loss. And it can stop us in our tracks when it does happen. And death is a part of the Circle of Life, so why is it so hard? For me, even though my husband had been so very sick for so many years, it still comes almost as a shock. While he was on his own journey, I was on my own journey as well. Here are some things that I have learned. Many of which I am still learning. No matter how long someone has been ill, when things start going bad, you still think they are going to 'beat' this like they always have before.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

The Joys of Aging Positively

The good news is you are around long enough to be aging! (As 'they' say, it beats the alternative.) As I age I notice older people around me and how they live their lives, and it's fascinating! Some of you live your life to its fullest, some of you act older than you need to and sadly, some of you have health issues that may interfere with what you really would like to do. I have had the lovely experience lately of being around people my age and a decade or two older and I have been so impressed.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Fact: Joint Ventures Will Increase Your Business

If you have had your own business for some time now, you have probably heard about the power of Joint Ventures. We hear all the time that being a Lone Ranger is a long, slow and painful path to a successful and thriving business. And even though you may know that, it's amazing how many of you still do that lone route. I used to be a Lone Ranger too, so I get it. You all have voids in your business. Empty spaces that you can't fill either because you don't have the knowledge or you don't have the time and energy. This is where Joint Ventures come into play.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

I Don't Want to Write Another Article!

Does that sentence ever run through your head? I can tell you the honest truth that this is exactly what I am feeling right now. Here I sit trying to write something you will find interesting, fulfilling and maybe even fun. But my mind is blank and feels like mush! So, I thought I'd write about that and see if you ever felt that way. For those of you who send an ezine (newsletter) out to your list, do you always include an article?

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Can You Really Build Your Business Around Your Life?

Can you really build your business around your life? I believe you can. Do you believe that? You hear that all the time but is it really a reality? It depends, of course, on many things. Do you work for someone else? If you do, and most of all do at some point, usually in the beginning of our working life, then your flexibility may be less than desirable. You probably start out getting two weeks' vacation and the longer you are there, they may add on more time. They may also have restrictions on 'when' you are allowed to take off, so it may not be in your control.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

New Year's Daily Marketing Plan Strategies Made Easy

Here we are, where we were last year and the year before and where we will be next year. I know that's a mouthful but it's true! Every year at this time we take a look back to the past year and see how we can make this year better. Even if last year was a great year, we can also do it better this year. Or different anyway. I want to share with you some simple daily strategies that you can use starting right now to get your business off on the right foot this year. Don't over complicate it. Keep it simple.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Get Your Year in Gear for 2013: Without Killing Yourself

I know that sounds a bit dramatic but I know sometimes its daunting to look into next year. Or maybe it seems daunting every year! You always hear people say how important the planning is for the upcoming year but then it looks so huge in front of you sometimes. How can I plan out 12 months? Or even more? Some people plan out the next 16 or 24 months! You can do this. Did you plan for last year? Yes? Did you follow your plan? Or no, you didn't even have a plan or if you did you didn't follow it.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

What To Do When There Is Too Much To Do

It seems like I have been in this situation too much lately. I know it's a seasonal thing often times. At the same time, it has felt like for the last few months or so I have been spinning, spinning and spinning some more. This is not to be whining. After all, it's what I have set up for myself. But maybe it's time to take a look at what I am doing? I mean, when you are self-employed and work for yourself you have no one else to blame right? No one but little ole me.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

3 Mistakes To Avoid When Starting Your Own Online Business

You have probably heard the statistics and they aren't pretty. If you read the numbers that the U.S. Government Small Business Administration's website states it says that 50% of small businesses fail within the first five years. You might have come out of another employment situation and are ready to venture out on your own, or you may have been out of the working arena and are thinking about getting back in. Whatever your situation, do your due diligence. Even if you have had your business for awhile, be sure to read this carefully and make changes if need be.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Boomer Women: 1 Mistake You Can Avoid in Your Retirement

Do you know what that 1 mistake might be? Can you guess? Let me just say that it’s not as difficult as you might think. This mistake can be avoided if you just pay attention. Now I know that doesn’t sound as though that should be very difficult but you would be surprised! As a woman born in the times we were, Woodstock and all that…….it seems like paying attention would be easier than it really is. Here are my thoughts on something I fear that we don’t pay attention to and I would love to hear your thoughts.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Traveling with Young Adult Children: Is This Insanity?

Family vacations may have been wonderful when your kiddos were still little and you were in charge. You were definitely the parent, roles were defined and everyone knew their place. Then, lo and behold, those youngsters grew up! This changes many things in your life but it's the natural order of things. They grow up; you become less of a parent and more of a friend, a comrade.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Retirement Jobs: How is Your Entrepreneurial Spirit?

Always the feisty ones, you boomers aren’t going to let the economy slow you down! If you have retired already or have been laid off you may have a desire to get back into the employment seen. Well, hate to tell you this, but that may be easier said than done. So what? You’re resilient and flexible. What’s your Plan B? Maybe it’s time to look at something new. Companies are doing more laying off than hiring. Often times when you change jobs or re-career you receive less pay and fewer benefits.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Can I Really Get 3 Clients in 30 Days? Yes, You Can!

Yes, this is possible but you have to take the right steps and do them in order. Now, you could probably do those out of order and do okay, but why settle for okay? Do you know who your Ideal Client is? When you are asked that scary question of “What do you do?” do you have a good, solid response?

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Boomer Women: Are You Being the Best You Can Be?

When you look back at your life are you proud of who you are and what you have become? Are you the person you thought you would be? As a woman in your fifties or beyond you have had more than several decades as an adult. I am sure you had hopes and dreams, goals and plans. At least I hope you had hopes and dreams for yourself! And even if you didn’t you can always start them now can’t you? You can always step forward to create a different life for yourself if you put your mind to it.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Baby Boomer Women: Is Your Career Where You Want it to Be?

You go to school, you get your education, you get your experience and your working world should be in pretty good shape right? While that may be true for many of you I’ll bet my bottom dollar it’s not true for each of you. Would you like this to be true for you? Heck Yes! Why wouldn’t you? What would you need to change to make this career of yours sing for you?

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Boomer with Children: How does your Garden Grow?

Remember when your kids were little and you thought they would never grow up? You felt like you were going to be tying sneakers forever, going to parent/teacher conferences and endless soccer tournaments till you were old and gray. Well, you are older…maybe gray…maybe not. But, they really DID grow up! They no longer need you in the ways they did before. That certainly doesn’t mean they don’t need you, just differently. You did the best you could do as a parent. You gave them to best you had to offer.

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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By Kim Kirmmse TothRecently published1 topic

Is There An (Boomer) Olympics In Your Life? Ps: just a ‘small’ Olympics

Have you ever tried for something so hard, for so long, that you wanted so badly and then it worked? I’ll tell you, I watch these athletes in the Olympics and I am always so amazed. I grew up watching them with my folks, and my daughters and I watched in their growing up years. They are ...

Primary topic: Retirement and Retirement Planning
Retirement and Retirement Planning
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