Mindy Crary
CFP, MBA
Free
Personal financial advice, coaching and education Expert

Mindy Crary Quick Facts
- Main Areas
- Financial Education, Advice & Coaching
- Career Focus
- Business Owner, Coach
Mindy Crary, MBA and CFP® practitioner is a lot like you.
Practical. Emotional. Energetic. And sometimes even mental, we don’t pretend to have it all figured out. Understanding that your greatest obstacle to wealth really is you, we backup everything we say and advise around sound holistic advice, with professional certifications not just around the coaching industry, but around the big financial one too.
“Mindy’s ideas immediately resonated with me—her practical methods have helped me begin a process of shedding debt and building wealth. I am stronger about money both mentally and spiritually because of working with Mindy.” Trinn Murray M.Ed., Bellingham, WA
Click here, let’s talk!
Having over fourteen years of financial planning experience (along with an actual sense of humor that didn’t require any particular certification), we’re certified in helping both your money AND you succeed. From growing your small business to the actual person behind it, we help to bridge the gap between the energetic, spiritual and practical financial services industry, but doing it with a creative twist.
Looking to give you the most comprehensive information about your money and you, we look to make your experience fun. Effective. Real. And practical.
Integrating who you are with what you make, we understand the human side of things. Banking on both. Working together.
Articles by this expert
SelfGrowth articles and saved writing connected to this expert.
Article
How To Improve Your Wealth Creation Competence
If one of your New Year's resolutions was to improve your wealth creation process, you have to approach it as if you were developing a brand new skill set, such as learning a sport or a game. If you want to continually improve your ability to create wealth, you need to keep in mind these 4 stages of awareness:
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Is Occupy Wall Street The Answer To Our Money Problems?
Occupy Wall Street (OWS) is a resistance movement of people who want Wall Street, the government and corporations to realize that individuals have the power to create change from the bottom-up. Yet the language of OWS conce s me, because it’s the language of war, instead of the language of collaboration and integration.
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Failure Is Just The Beginning
Many people thinking of failure as the undesirable end of something they attempted, when really it is just the beginning. People are scared right now because it seems like our economy is never going to fully recover from the 2008 mortgage fiasco. They worry about losing their home, their job, or being a bag lady in retirement; small business owners wonder how they are going to cover overhead, let alone thrive. The one (small) consolation we have is that everyone is "failing" as part of a global economy, versus just one individual experiencing it alone.
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Shame and Money Secrets
Money secrets are some of the most shame-filled secrets we keep. We’ve all heard that “the truth will set you free,” however, I believe that there are two kinds of money secrets we keep: the ones we keep because it’s inconvenient to tell the truth and the ones we keep because we don’t want to hurt ourselves.
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Managing Gobs of Money
I heard something a while ago that I thought was brilliant: you can’t manage large gobs of money until you are able to manage SMALL gobs of money. I know some people might think this is self-evident, but this statement reminded me of how learning this helped me several years ago.
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Getting Started With Evaluating Mutual Fund Performance
When it comes to mutual fund investing, many people ask me how to evaluate the performance and quality of their mutual funds in their brokerage account, 401(k) IRAs, etc. Simply evaluating performance in terms of rates of return can be disappointing in our current environment; additionally, it doesn’t speak to an overall investment philosophy or guideline that you can refer to when times are tough.
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Money and the Blame Game
Lots of people play the blame game with money—you blame the person who “owed” you because you worked so hard, or tolerated something else that you thought would bring a greater payoff—but whenever you play the blame game, you miss the opportunity to gain more power, control and peace over your money. And when you don’t recognize the dynamic you’re engaging in, you’re doomed to repeat it.
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Forgive Money Mistakes
Remembering and regretting money mistakes--instead of forgiving and forgetting--can actually hurt your efforts toward financial improvement.
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Get Back On Track With Your Personal Budget
No one can ever be perfect with their personal budget; there will always be moments when you choose to overspend in a certain area, because something holds a higher priority for you than sticking to your budget. This can be either a conscious or unconscious decision. But getting back on track doesn't have to be difficult if you keep in mind 6 simple steps.
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The Struggle Between Ego and Money
What part of the financial world has the most potential to derail a person’s personal finances? Is it political or economical? No . . . I believe that the greatest threat to a person’s financial happiness and well-being is the threat of Ego. What is Ego? According to Eckhart Tolle, the ego is the habitual and compulsive thought processes that go through everybody's mind continuously. Left unchecked, this constant ego monologue prevents us from focusing on the present moment, and instead we are caught up in worrying about what happens next. Or what we want to buy next.
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Budgeting Software Options
Researching your budgeting software options can be overwhelming if you’re just getting started. I believe that whatever is the most easily executable option—meaning that you can get set up and manage it consistently—wins out over anything else. The point is to get started, because that is the hardest part (or should be).
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The First Step Toward Greater Financial Wealth
When people think about accumulating greater financial wealth, they usually think of beating the stock market, making millions from an invention or building a very successful entrepreneurial dream. The problem with this is that the dream starts at the END of a financial accumulation process, and one never considers the small, incremental steps needed to attain greater wealth. This ignores the importance of getting financial clear and organized even when you don’t feel like you have anything worth paying attention to!
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Websites & resources
SelfGrowth-published websites, downloads, and contributor profile websites connected to this expert.
Favorite Quotes & Thoughts from Mindy Crary
“When we honestly ask ourselves which person in our lives means the most to us, we often find that it is those who, instead of giving advice, solutions, or cures, have chosen rather to share our pain and touch our wounds…” Henri Nouwen
“Advice is what we ask for when we already know the answer but wish we didn’t.” Erica Jong
“No one wants advice, only collaboration.” John Steinbeck
Contacting Mindy Crary
I invite you to schedule a complimentary consult with me so I can learn more about you personally and see exactly what kind of money help you're looking for. You can use my online scheduler by clicking here, or email me at: mindy at creative money dot biz.
How to get started
I think Mint.com has revolutionized the public's concept of tracking cash flow; it's easier than it has ever been to have ongoing clarity around your spending with minimal effort. See what I like about mint.com in my article, Why You Need Mint.